Get more than what you bargained for

We’ll go out of our way to give you an awesome home insurance deal that comes with a few extra benefits too. Like 10% of your premiums back after three claim-free years and a helping hand in a home emergency, any time of the day or night. Whether you’re here for Buildings cover or Contents insurance, we’re going to spoil you with a whole bunch of free bonus benefits so that you get the most out of your Home insurance! 


10% cash OUTbonus

You’ll receive 10% of your paid home insurance premiums back in cash after three claim-free years. 

Low flat excess

At OUTsurance, your excess will always remained fixed, regardless of the size or value of your claim. 

Premiums guaranteed for 12 months

Your Home insurance premium is guaranteed for 12 months at a time, even if you submit a claim during this period. 

Free emergency home assistance

Our Help@OUT emergency home assistance service will come to your rescue when you need us most. This service is available to you 24 hours a day, 365 days of the year.  

Quick claims turnaround

It's during claims stage where we really get to show off. Our expert team of claims advisors will do whatever it takes to process your claim in record time. 

Hand-picked service providers

We work closely with a list of hand-picked service providers to make sure your home, household contents or OUT-and-About items are repaired or replaced as soon as possible. 

Buildings cover calculator

Buildings cover calculator

Try our buildings cover calculator to get an idea of the replacement value for your buildings. Simply complete a few details such as the type of building, the construction type and additional improvements.

Calculate replacement value



For a small additional premium, our female clients can enjoy the perks of Lady@OUT, an insurance initiative specifically designed to make life a little easier. Lady@OUT gives you access to benefits like a handyman-on-call, extra security after a break-in and even spa treatments after valid claims to name but a few.

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OUT-and-About contents cover

OUT-and-About contents cover

Our OUT-and-About contents cover option will cover the insured items that you take or use outside the home. We’ll provide worldwide cover against accidental loss or damage for any item that is specified under this cover option.

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