Get an Essential car insurance quote.

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Essential car insurance – for older vehicles

If car has been around the block, you could be saving even more than ever on your monthly car insurance premiums. Get the cover that keeps things simple, while enjoying real peace of mind.

Take up Essential car insurance if your car is:
  • Over 5 years old
  • Not financed
  • Worth under R125 000

Why choose Essential car insurance from OUTsurance?

Comprehensive vs. Essential insurance

Pick the car insurance option to suit your needs and your pocket. 

Comprehensive
Comprehensive
Essential
Essential
Vehicles covered Any car, motorbike, trailer, caravan or watercraft. Cars over five years old, unfinanced and worth under R125 000.
OUTbonus
Checked
Unchecked
12-month premium guarantee
Checked
Checked
Excess Low, flat excess (you can decide). R1 000 standard excess.
Liability cover Up to R5 million standard (extendable). Up to R1 million.
Theft cover Up to the sum insured, less the excess. Up to retail value, less your excess.
Accident cover
Checked
Up to 40% of the retail value.
When you claim We’ll assist with repairs through our approved panel beaters. You’re paid out in cash.
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