Get an Essential car insurance quote.

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We understand how important your privacy is and will protect your personal information. By providing your personal information you are agreeing that we may process it to furnish you with a quote. Also note that some advisors work under supervision.  This is to ensure that you’ll get nothing but awesome service, all of the time! Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Ts, Cs and limits apply. It is important to provide us with correct information, otherwise it could affect the outcome of your claim.
Essential car insurance – for older vehicles

If car has been around the block, you could be saving even more than ever on your monthly car insurance premiums. Get the cover that keeps things simple, while enjoying real peace of mind.

Take up Essential car insurance if your car is:
  • Over 5 years old
  • Not financed
  • Worth under R125 000

Why choose Essential car insurance from OUTsurance?

Comprehensive vs. Essential insurance

Pick the car insurance option to suit your needs and your pocket. 

Comprehensive
Comprehensive
Essential
Essential
Vehicles covered Any car, motorbike, trailer, caravan or watercraft. Cars over five years old, unfinanced and worth under R125 000.
OUTbonus
Checked
Checked
12-month premium guarantee
Checked
Checked
Excess Low, flat excess (you can decide). R2 630 first amount not covered.
Liability cover Up to R5 million standard (extendable). Up to R1 million.
Theft cover Up to the sum insured, less the excess. Up to retail value, less your excess.
Accident cover
Checked
Up to 40% of the retail value.
When you claim We’ll assist with repairs through our approved panel beaters. You’re paid out in cash.
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