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We understand how important your privacy is and will protect your personal information. By providing your personal information you are agreeing that we may process it to furnish you with a quote. Also note that some advisors work under supervision. This is to ensure that you’ll get nothing but awesome service, all of the time! Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Ts, Cs and limits apply. It is important to provide us with correct information, otherwise it could affect the outcome of your claim.

Insurance for dogs and cats

OUTsurance covers your family additions that have fur too, and since pet owners insuring their pets is a growing trend globally, you’re not alone in looking after yours.

Features and benefits

Just some of our offerings that help us stand out in a litter of insurance options.

OUTbonus

A cash refund of your premiums if you don’t claim.

Your choice of vet

You can take your pet to any registered vet of your choice.

Fixed excess

No matter what you claim for, your excess is fixed.

Pet-Act-OUT

We cover puppy classes and are the first insurer, of our main competitors, to do this. You may also claim for behavioural treatments for your pet. (Executive plan only)

Tailored premiums

Premiums are unique to your pet, using our advanced underwriting model, and never subsidise other pets. This means you could pay less!

Features and benefits

Just some of our offerings that help us stand out in a litter of insurance options.

OUTbonus

A cash refund of your premiums if you don’t claim.

Your choice of vet

You can take your pet to any registered vet of your choice.

Fixed excess

No matter what you claim for, your excess is fixed.

Pet-Act-OUT

We cover puppy classes and are the first insurer, of our main competitors, to do this. You may also claim for behavioural treatments for your pet. (Executive plan only)

Tailored premiums

Premiums are unique to your pet, using our advanced underwriting model, and never subsidise other pets. This means you could pay less!

Comparing our plans

Compare our plans below to see what will best suit the needs of your dog or cat. We offer the basics that will cover your pet for common accidents, to extensive cover that includes all of your pet’s essentials, and a plan with increased limits and added extras should your furry friend have special requirements.

Download pet insurance brochure for more information.

Key Features	Accidental	Core	Standard	Executive
Overall Annual Limit	R 25 000	R 47 000	R 47 000	R 70 000
Accidental Cover i A sudden and unforeseen event that causes injury to your pet and which requires immediate medical attention to your pet. Waiting period: None Fixed excess	Per Claim limit: R25 000	Per Claim limit: R 35 000	Per Claim Limit: R 35 000	Per Claim limit: R 52 500
Illness Cover i A sickness, disease or defect which requires admission of your pet at the vet. Waiting period: 60 days Fixed excess	–	Per Claim Limit: R 35 000	Per Claim Limit: R 35 000	Per Claim Limit: R 52 500
Vet Visits i A visit to the vet to treat a sickness or disease which does not require an admission at the vet or does not require long-term treatment. Waiting period: 30 Days R300 Excess	–	–	Annual Claim Limit: R 4 400	Annual Claim Limit: R 5 500
Hereditary & Congenital conditions	Waiting period: 12 months	Waiting period: 12 months	Waiting period: 12 months	Waiting period: 12 months
Pet-Act-OUT i Covers puppy socialization classes for your pet as well as corrective behavioural treatments that are recommended by a vet. Waiting period: 30 Days No excess	–	–	–	Annual Claim Limit: R 1 100
	Start A Quote	Start A Quote	Start A Quote	Start A Quote

Please note that this content provides a summary of what is covered; the terms set out in the policy wording and schedule takes precedence and are binding on the parties.

Need to submit a claim?

Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.

Download claims form Submit a claim

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