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Insurance for dogs and cats
OUTsurance covers your family additions that have fur too, and since pet owners insuring their pets is a growing trend globally, you’re not alone in looking after yours.
Comparing our plans
Compare our plans below to see what will best suit the needs of your dog or cat. We offer the basics that will cover your pet for common accidents, to extensive cover that includes all of your pet’s essentials, and a plan with increased limits and added extras should your furry friend have special requirements.
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Key Features
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Overall Annual Limit |
R 16 000 |
R 44 000 |
R 44 000 |
R 65 000 |
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Accidental Cover i A sudden and unforeseen event that causes injury to your pet and which requires immediate medical attention to your pet. Waiting period: None Fixed excess |
Per Claim limit: R 9 500 |
Per Claim limit: R 35 000 |
Per Claim Limit: R 35 000 |
Per Claim limit: R 52 500 |
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Illness Cover i A sickness, disease or defect which requires admission of your pet at the vet. Waiting period: 60 days Fixed excess |
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Per Claim Limit: R 31 000 |
Per Claim Limit: R 31 000 |
Per Claim Limit: R 50 000 |
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Vet Visits i A visit to the vet to treat a sickness or disease which does not require an admission at the vet or does not require long-term treatment. Waiting period: 30 Days No Excess |
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Annual Claim Limit: R 4 400 |
Annual Claim Limit: R 5 500 |
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Hereditary, Congenital, Pre-existing conditions |
Waiting period: 12 months |
Waiting period: 12 months |
Waiting period: 12 months |
Waiting period: 12 months |
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Pet-Act-OUT i Covers puppy socialization classes for your pet as well as corrective behavioural treatments that are recommended by a vet. Waiting period: 30 Days No excess |
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Annual Claim Limit: R 1 100 |
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Multi-pet discount |
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Please note that this content provides a summary of what is covered; the terms set out in the policy wording and schedule takes precedence and are binding on the parties.
Add these great optional benefits for your pet
Help-Pet-OUT
Available on all plan types.
Optional cover for rehabilitation treatments, advertising cost for a lost pet, and emergency kennel or cattery fees should you be hospitalised and unable to look after your pet.
- Claim Limits: R 2 500 per annum limited to max 5 events
- Waiting period: 90 days
- No excess
Health Booster
Available on Standard and Executive plans.
Can be added to cover chronic medication, prescription food and supplements.
- Annual Claim Limit: R 2 650
- Waiting period: 90 days
- No excess
Routine Care
Available on Standard and Executive plans.
Routine care contributes towards the cost of maintaining your pet’s health and includes vaccinations, anal gland expressions, and voluntary sterilisation. You may only submit one claim per pet per year.
- Annual Limit: R 1 000 on the Standard Plan and R 1 300 on the Executive plan
- Waiting period: 30 Days
Third-Party Liability
Available on Standard and Executive plans.
You will be covered, up to the limit specified on your policy schedule, against the amount you are legally liable to pay for damage to property, bodily injury or death that your pet might cause to someone other than you or a member of your household.
- Claim Limit: R5 million
- No waiting period
A 12-month waiting period applies on hereditary, pre-existing and congenital conditions
Need to submit a claim?
Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.
Download claims form Submit a claim-
Log in or use our App to manage your policy
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