OUTsurance covers your family additions that have fur too, and since pet owners insuring their pets is a growing trend globally, you’re not alone in looking after yours.
Features and benefits
Just some of our offerings that help us stand out in a litter of insurance options.
No claim forms
No need to engage in the hassle of filling in claim forms.
OUTbonus
A cash refund of your premiums if you don’t claim.
Your choice of vet
You can take your pet to any registered vet of your choice.
Snipped bill
We’ll give you a discount if your pet is sterilised.
Fixed excess
No matter what you claim for, your excess is fixed.
Pet-Act-OUT
We cover puppy classes and are the first insurer, of our main competitors, to do this. You may also claim for behavioural treatments for your pet. (Executive plan only)
Multiple pets discount
Unlike our major competitors we will offer you a discount of 5% if you insure 2 or more of your fur family members with us.
Body condition score
We encourage you to keep your pet in great shape and good health. You will therefore get a discount if your pet has an ideal body condition score.
Breed based
Premiums are based on the breed, whether the pet is sterilised, and it’s body condition score, because we encourage healthy pets.
Comparing our plans
Compare our plans below to see what will best suit the needs of your dog or cat. We offer the basics that will cover your pet for common accidents, to extensive cover that includes all of your pet’s essentials, and a plan with increased limits and added extras should your furry friend have special requirements.
Accidental Cover
i
A sudden and unforeseen event that causes injury to your pet and which requires immediate medical attention to your pet.
Waiting period: None
Fixed excess
Per Claim limit:
R 9 500
Per Claim Limit:
R 31 500
Per Claim limit:
R 52 500
Illness Cover
i
A sickness, disease or defect which requires medical attention from a vet as well as an overnight admission of your pet at the vet.
Waiting period: 60 days
Fixed excess
–
Per Claim Limit:
R 29 500
Per Claim Limit:
R 47 500
Vet Visits
i
A visit to the vet to treat a sickness or disease which does not require an overnight admission at the vet. This includes the costs of consultations, medication, pathology, radiology and dentistry.
Waiting period: 30 Days
No Excess
–
Annual Claim Limit:
R 4 200
Annual Claim Limit:
R 5 200
Routine Care
i
This covers preventative and/or precautionary procedures that you choose to have a vet perform on your pet. This includes vaccinations, deworming and nail trimming.
Waiting period: 30 Days
Available number of claims: 1
No excess
–
Annual Claim Limit:
R 800
Annual Claim Limit:
R 1050
Pet-Act-OUT
i
Covers puppy socialization classes for your pet as well as corrective behavioural treatments that are recommended by a vet.
Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.