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Life insurance when you need it. And all your premiums back if you don’t.
WHEN WE SAY THAT YOU ALWAYS GET SOMETHING OUT, WE MEAN IT
Although we can't prevent what life has in store for you, the very least we can do is to make sure that your family will be provided for financially if you're no longer able to do so. Your premium is based on your unique risk profile which means that, if you’re a low-risk client, you may just end up paying significantly less on your premium. We believe that you should benefit from your Life cover which is why you’ll receive all your paid Life premiums back in cash if you remain claim-free for 15 years!
We asked our life insurance clients which of our death cover benefits they like most - and they were all in agreement: the optional 100% life OUTbonus where they get all of their premiums back after 15 claim-free years! Read more about the life OUTbonus.
Did you know that we base your life insurance premium on your specific risk profile? This means that if you’re a low-risk client, you'll actually pay much less than somebody else who is a higher risk.
If you’re diagnosed with a terminal illness with less than a year to live, we will pay out 50% of the total insured amount (maximum limit of R1 million applies).
At OUTsurance, we guarantee your life insurance premium for a total of five years.
If, for any reason, you're unable to visit a medical lab to have tests done, we'll see to it that a medical nurse visits you in the comfort of your own home - free of charge!
We thought it best to provide you with flexible premium structures to accommodate your budget. You can choose whether to keep your premium fixed or you can increase your premium on an annual basis. You can also choose to increase both the OUTsured amount and the premium by a set percentage every year.
We’re taking the hassle out of getting Life cover. You can even get a quick quote on the OUTsurance app.
If you're required to undergo medical tests, simply click here to view all the available medical laboratories in your area.
