Comprehensive death cover - protect all whom you love
Life may be unpredictable, but choosing to safeguard the financial future and the dreams of your family doesn’t have to be. Our death cover is designed to provide long-term support to those who depend on you. Together, we can select the protection you and your family need, with premiums based on your unique risk profile.
We welcome all between the ages of 18-64, with cover between R200 000 - R16 million.
No medicals for life policies up to R3 million
Yes, that's right. if you qualify for life insurance up to R3 million, we won't send you for any insurance medicals or blood tests. That means you can get a same-day decision on your cover.
Why choose death cover from OUTsurance?
Terminal illness benefit
If your terminal illness leaves you with less than a year to live, we will pay out 50% of your total death cover amount (up to a maximum of R1 million).
The premium you pay is based on you and your risk factors. So, if you’re a low-risk client, you’ll pay much less than someone who is a higher risk.
Get covered now
We make sure life cover doesn’t have to be difficult. By speaking to one of our expert advisors, you’ll be covered in no time.
We will guarantee your premium for the first five years, no matter what happens, helping you manage your finances easily.
Free medical tests
If your cover requires a blood test, we’ll pay for it. And if you’re unable to get to a lab, we’ll send a medical nurse to your home.
Keeping it flexible
Choose to keep your premium and your cover fixed. Or, if you wish, you can increase your cover and premium on an annual basis.
Funeral benefit included
Your funeral cover includes an additional Funeral Benefit amount that accelerates a portion of your Comprehensive Death Cover. This amount gets paid out to a person that you nominate, to allow for funeral and other immediate costs after your death.
Add Spouse or Child cover to your funeral benefit
You can choose additional Spouse or Child Cover to your Comprehensive Death Cover, so your immediate family is optimally covered.
Need to submit a claim?
Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.