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Why choose OUTsurance car insurance?

Because you want the best of all worlds. You want low premiums, fabulous service, and you want to be sure that you're getting the best possible car insurance cover your money can buy. 

This being said, we challenge you to compare our product offering with that of our competitors. We dare you to compare our service to the best in the world, and finally - we'd like you to consider the fact that if we can't beat your current personal car insurance premium (on a like-for-like basis), we'll pay you R400!

What makes OUTsurance home insurance so much better? 

Not to brag or anything, but we're still to come across a storm or act of nature big enough to stop us from picking up the bill for damages to your building or household contents.

The fact is, we go all out to make sure you get the best value for your money. We guarantee your premiums, we always charge a fixed excess, and when it comes to claims stage - we do our best to exceed even your wildest expectations!

Revolutionising the life insurance industry, one day at a time!

At long last, you can get a truly impressive life insurance product without it costing you an arm and a leg! At OUTsurance, we choose to do life insurance better. We guarantee your premium for five years and we give you all of your paid life insurance premiums back in cash if you remain claim-free for 15 consecutive years!

Join the biggest direct business insurer in South Africa! 

It's hard to pinpoint exactly why so many South African businesses choose to insure with us. We believe it's because we're fortunate enough to employ a team of business advisors who are undeniably the experts in their field. Then again, maybe it's because we tend to go overboard when it comes to service delivery? Or maybe it's because we're able to cater for the needs of big franchises and corner cafés alike?   

Even more products

In addition to our standard product offering, we've also put together a list of awesome products to cater for cyclists, watersport enthusiasts and for anyone who likes to go off-road with their 4x4 vehicle. 

If you enjoy a good night out, you may want to take a closer look at our Buddy@OUT product. You book your own personal chaffeur who will make sure you and your car get home safely.

Product list


Insurance that comes with perks! 

The best thing about having short-term insurance is that finally somebody else will be responsible for picking up the bill for any damage to your car, your home and your business.

In the case of life insurance, it would mean that your family will be financially provided for if you should pass away, become critically ill or disabled.

OUTsurance offers world-class insurance at a price you can afford. So, not only will you get a money-saving deal from us, but you will also be blown away by our awesome service and impressive product benefits.

At OUTsurance, you always get something OUT:

  • No proportionate excesses, ever. Only the fixed excess amount will apply.
  • No sudden premium increases - your premium stays fixed for 12 months at a time.
  • In the case of personal and business insurance, you'll receive 10% of your insurance premiums back in cash if you remain claim free for a period of three consecutive years - also known as the OUTbonus.
  • If you've insured your car or home with us, you'll automatically enjoy free Help@OUT emergency roadside and home assistance, available 24/7.
  • Then again, if you're a life insurance client, you'll never have to pay for medical tests before taking out life cover with us. And - you'll receive all of your paid life insurance premiums back in cash (Life OUTbonus) if you remain claim-free for 15 consecutive years!
  • We're also proud to boast a truly amazing claims team who is dedicated to process your claim as quickly and efficiently as possible.

We'd love to help you get your insurance sorted as soon as possible. Get an online insurance quote now and save!