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We understand how important your privacy is and will protect your personal information. By providing your personal information you are agreeing that we may process it to furnish you with a quote. Also note that some advisors work under supervision. This is to ensure that you’ll get nothing but awesome service, all of the time! Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Ts, Cs and limits apply. It is important to provide us with correct information, otherwise it could affect the outcome of your claim.

Contractors all risk insurance - build with confidence

When you’ve been entrusted to build someone’s dream home or office space, you need to keep your construction site (and everyone on it) covered against the unforeseen.

Browse below to find out more about our contractors all risk insurance cover. And remember, we are ready to help you create the perfect, customised solution to match your specific needs.

Specific or annual contract

You can choose to cover a specific project with a once off premium. Alternatively…

You can choose to cover a specific project with a once off premium. Alternatively, you can cover all the projects you commence in a year without having to inform us of each and every one. With the latter, you can pay your premium monthly or annually.

Public liability insurance

Also included in our contractors all risk insurance, this covers your legal liability…

Also included in our contractors all risk insurance, this covers your legal liability as a result of death, injury or damage to someone else’s property occurring during (or directly connected to) the course of the project. This includes the employer, all contractors and subcontractors for liability claims against them – no need for each party to take up their own insurance.

Works damage

Included in our contractors all risk insurance, this covers the property (permanent…

Included in our contractors all risk insurance, this covers the property (permanent works), temporary works, free issue material and items that will be installed/incorporated into the structure against accidental loss and damage - for all events, unless specifically excluded. We even allow up to 25% escalation in the value insured, to combat inflation or additional works.

If you wish to insure construction plants, scaffolding, equipment, machinery and tools, see our Business all risk insurance or Business motor insurance.

Optional insurance cover

Along with our contractors all risk insurance, we can offer the following optional…

Along with our contractors all risk insurance, we can offer the following optional insurance cover for the following.

Removal of debris
Off-site storage
Removal of lateral support
Goods in transit
Testing and commissioning
Maintenance
Surrounding property
Spreading of fire
Damage to underground services

For more options in the construction industry, please see our Engineering business insurance.

Why choose to insure your agricultural business with OUTsurance?

Tailored solutions

Specialist and specific insurance, matched to your unique farm's needs.

True value

A unique premium that is based on your farm's risk factors, so you’re not subsidising higher risk clients.

Low, flat excess

One fixed excess amount, even if you claim for multiple risks in one incident– no surprises that can threaten your cashflow.

OUTbonus (standard feature)

After three claim-free years, you get 10% of your total premiums paid back in cash to boost your bottom line.

Emergency assistance

24/7 Help@OUT assistance, giving you peace of mind, whether you're on the road or at your farm.

Business OUTsurance Brokers come to you

Depending on the complexity of your business, you may qualify for a dedicated Business OUTsurance Broker. Not only will this insurance professional help you navigate your unique needs to create your custom solution, they will become your on-going, single point of contact.

To connect with a Business OUTsurance Broker, you’ll need to start a quote.

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