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SmartDrive@OUT a new innovation from OUTsurance.

What is SmartDrive@OUT?

SmartDrive@OUT (‘SmartDrive’) is an innovative, car insurance feature available at no additional cost. The programme will gather information via our app about your driving habits, like your driving style, distance travelled, the time of day during which you typically drive, how often you use your phone while driving, and lastly whether you generally obey the speed limits. These factors are used to provide you with a score of how well you’re driving compared to others on the programme, and information on where you can improve if need be. By joining SmartDrive you will receive a guaranteed 10% discount on your monthly car insurance premium once the minimum requirements have been met.

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What is in it for you?

By joining the SmartDrive programme, and monitoring your driving behaviour and feedback, you will be rewarded with a 10% discount on all the vehicles where you are listed as the regular driver. 

SmartDrive FAQs

Your driving scoreboard

In order to populate your SmartDrive scorecard, we require a minimum of 200 kilometers and five separate trips. You’ll then be presented with information on the scorecard on how to improve your driving habits. How you score will be the deciding factor on whether you’re eligible to receive a 10% discount on your premium.


SmartDrive Ts&Cs

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OUTsurance Insurance Company Limited and OUTsurance Life Insurance Company Limited - a member of the Rand Merchant Investment Holdings (RMI) Group and a licensed insurer and financial services provider (FSP 896)

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