SmartDrive@OUT (‘SmartDrive’) is an innovative, new car insurance feature available at no additional cost. Even non-clients are free to sign-up and see how much they could save. The programme will gather information via an app on your smartphone in order to reward good driving habits.
While we ask a lot of questions to offer you the best premium possible, without knowing your specific driving habits, we’ve always just had to make certain assumptions. SmartDrive will now share information regarding your driving distance, your driving style, the time of day during which you typically drive, how often you use your phone while driving, and lastly whether you generally obey the speed limits. These factors give us more information about the insurance risk we are exposed to. It, therefore, makes sense for us to reward people who drive better than what we have assumed they would.