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Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Ts, Cs and limits apply.

Agriculture business insurance – keep your farm farming

Now with livestock and game insurance.

A farm is often a non-stop operation. So, when the unexpected happens, you need to ensure that the downtime is kept to a minimum. Fortunately, we offer the insurance cover to protect all that your farm relies on.

Browse below to find out more about each of our agri business cover options. And remember, we are ready to help you create the perfect, customised solution to match your specific needs.

*NEW* Livestock and Game insurance

No matter what livestock or game you have on your farm, you can be assured that you're…

No matter what livestock or game you have on your farm, you can be assured that you're protected from the unexpected.

As standard, we provide cover against:

Death due to fire, lightning and explosion.

Get optional cover against death due to:

Storm, wind, water, hail or snow (including freezing to death).
External violent and visible accident.
Attacks by dogs or wild animals.
Snake bite.

Tools insurance

This will provide you with comprehensive worldwide cover for any business items you…

This will provide you with comprehensive worldwide cover for any business items you take or use outside of the farm. These include items such as laptops, cell phones or even specialist equipment.

As standard, we provide cover against:

Loss, theft and damage.

Vehicles and trailers insurance

We offer a range of insurance options for the vehicles and trailers on your farm…

We offer a range of insurance options for the vehicles and trailers on your farm. Choose comprehensive cover for complete peace of mind or pick one of our limited cover options to match specific requirements you may have.

See our full business motor insurance offering.

Farm assets

Depending on what your farming operation owns, you can pick the cover that suits…

Depending on what your farming operation owns, you can pick the cover that suits you.

Enjoy cover for:

Buildings, fences, concrete dams, water reservoirs, windmills and boreholes.
Machinery, equipment, water pumps and farming implements.

As standard, we provide cover against:

Fire, water, explosion and impact damage.
Weather damage from lightning, storm, wind, hail and snow.

Get optional cover against:

Accidental damage.
Subsidence and landslip.
Malicious damage.
Power surges.

Personal accident insurance

Businesses is nothing without the people who are involved. This type of insurance…

Businesses is nothing without the people who are involved. This type of insurance covers all farm employees and pays out in the case of death and bodily injuries.

Why choose to insure your agricultural business with OUTsurance?

Tailored solutions

Specialist and specific insurance, matched to your unique farm's needs.

True value

A unique premium that is based on your farm's risk factors, so you’re not subsidising higher risk clients.

Low, flat excess

One fixed excess amount, even if you claim for multiple risks in one incident– no surprises that can threaten your cashflow.

OUTbonus (standard feature)

After three claim-free years, you get 10% of your total premiums paid back in cash to boost your bottom line.

Emergency assistance

24/7 Help@OUT assistance, giving you peace of mind, whether you're on the road or at your farm.

Business OUTsurance Brokers come to you

Depending on the complexity of your business, you may qualify for a dedicated Business OUTsurance Broker. Not only will this insurance professional help you navigate your unique needs to create your custom solution, they will become your on-going, single point of contact.

To connect with a Business OUTsurance Broker, you’ll need to start a quote.

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