AWESOME LIABILITY INSURANCE BENEFITS
At OUTsurance, we know that legal liability can have severe consequences for your business. This is exactly where our expert team of claims advisors will do whatever it takes to assist you to sort out your claim as quickly and professionally as possible. We even take it a step further by providing you with additional covers to make sure that you can get the cover you need most:
Should your petrol attendant accidentally fill a client’s diesel vehicle with petrol, this optional cover, dispensing of incorrect fuel, specifically designed for you will protect you against liability following this unfortunate event. We will cover the cost of draining the fuel from the tank, cleaning the fuel tank, fuel lines and engine, replacing the already dispensed fuel and emergency cost incurred by the customer.
If your business has a veld or forest on it or neighbours a premises with veld or forest, veld fire liability will provide you with the cover you need. This additional cover covers damage or bodily injury caused by the spreading of a veld or forest fire. So if your premises is for example on a farm, plot or game lodge or next to such a premises, make sure to have yourself covered in the event of a fire.
OUTsurance will pay any reasonable expenses of immediate medical treatment required if one of your clients gets injured. For example if your client slips and falls causing the person to break a nose, the reasonable costs for the paramedics who assist your client will be covered.
Public liability not only provides cover for your employees’ property but also those of any visitor to your business. Should one of contractor’s laptops fell on the floor and the contractor has no cover elsewhere, the employees’ and visitors’ property cover will step if you are legally liable for the incident.
Farmers, this cover is especially for you. If you are worried about your cattle breaking through the perimeter fencing and running carelessly down the road, this optional cover will give you peace of mind. Breakout of animals does not only cover the liability arising from your animals breaking out of the perimeter fencing on your premises but also the recovery and relocation of your animals.
Protect your employees, partners and directors against the legal costs and expenses associated with the defence of any criminal action brought against them.