OUTsurance's life insurance product also provides comprehensive death cover (also referred to as life cover) to cover you in the event of death. This includes a terminal illness benefit – where, if you have a life expectancy of less than 12 months, we’ll pay 50% of the Sum OUTsured to a maximum of R1 million. Alternatively, you can take out accidental death cover where we’ll pay out the Sum OUTsured if you die as a result of an accident.
We designed a life insurance calculator to provide you with an estimate of how much death cover or disability cover you need to maintain your lifestyle or that of your loved ones if you were to become disabled or pass away.
If you become disabled during the period of cover, we’ll pay out the Sum OUTsured. You can select own occupation cover to enjoy insurance cover even if an illness/injury leaves you permanently disabled and unable to perform your own occupation.
Alternatively, you can choose our own or suitable occupation option where your permanent disability means that you can no longer perform your own or any suitable occupation taking your training, education, ability and experience into account.
OUTsurance will provide life insurance cover in case you’re diagnosed with a critical illness.
You can choose to take out comprehensive cover where you’re covered for 40 critical illnesses.
Alternatively, you can choose core critical illness cover and receive cover in case you’re diagnosed with one of 27 critical illnesses.
Please refer to the critical illness cover guidelines for more information.
Get the backing of the leading South African insurance brand and enjoy the list of impressive benefits our clients have come to know and love:
We'd love to help you get your life insurance sorted today. Get a life insurance quote now!
You won't need to pay for medical tests before taking out life cover with us! If you're required to undergo medical tests, simply click here to view all the available medical laboratories in your area.
If, for whatever reason, you're unable to visit a medical laboratory in your area, we'll see to it that a medical nurse visits you in the comfort of your own home - free of charge! How's that for awesome service!
We've got advanced underwriting systems in place to make sure that your life insurance premium is determined around your very unique and specific risk factors. This means that if you're a low-risk client, you could pay significantly less for life insurance!