For official Government information about COVID-19, please visit www.sacoronavirus.co.za

OUTsurance OUTsurance
08 600 60 000
Start a quote SUBMIT A CLAIM Log in
  • Products
  • Claims
  • My Policy
  • Contact Us
  • Helping SA OUT: COVID-19
  • Insure your car, home  and contents Insure your car, home and contents
  • Cars and other vehicles
  • Home contents
  • Buildings
  • Portable items (OUT-and-About)
  • Motor warranty
  • Other products
  • Insure your life Insure your life
  • Life
  • Funeral
  • On-demand life cover (OUTthere)
  • Insure your business Insure your business
  • Business insurance
  • Fleet insurance
  • Agricultural insurance
  • Engineering insurance
  • Motor traders insurance
  • Hospitality insurance
  • Contractors all risk insurance
  • Insure your pet Insure your pet
  • Pet insurance
  • Invest with OUTvest Invest with OUTvest
  • OUTvest has simplified investing with a revolutionary digital investment product that offers advice.

    Find out more

Start a quote SUBMIT A CLAIM

Underwritten life insurance

Life insurance

OUTsurance's life insurance product also provides comprehensive death cover (also referred to as life cover) to cover you in the event of death. This includes a terminal illness benefit – where, if you have a life expectancy of less than 12 months, we’ll pay 50% of the Sum OUTsured to a maximum of R1 million. Alternatively, you can take out accidental death cover where we’ll pay out the Sum OUTsured if you die as a result of an accident. 

We designed a life insurance calculator to provide you with an estimate of how much death cover or disability cover you need to maintain your lifestyle or that of your loved ones if you were to become disabled or pass away.

Disability insurance

If you become disabled during the period of cover, we’ll pay out the Sum OUTsured. You can select own occupation cover to enjoy insurance cover even if an illness/injury leaves you permanently disabled and unable to perform your own occupation.

Alternatively, you can choose our own or suitable occupation option where your permanent disability means that you can no longer perform your own or any suitable occupation taking your training, education, ability, and experience into account.

Critical illness insurance

OUTsurance will provide life insurance cover in case you’re diagnosed with a critical illness.

You can choose to take out comprehensive cover where you’re covered for 40 critical illnesses.

Alternatively, you can choose core critical illness cover and receive cover in case you’re diagnosed with one of 27 critical illnesses.

Please refer to the critical illness cover guidelines for more information.

Awesome life insurance benefits

Free medical tests

You won't need to pay for medical tests before taking out life cover with us! If you're required to undergo medical tests, simply click here to view all the available medical laboratories in your area.

Medical nurse

If, for whatever reason, you're unable to visit a medical laboratory in your area, we'll see to it that a medical nurse visits you in the comfort of your own home - free of charge! How's that for awesome service!

Advanced underwriting

We've got advanced underwriting systems in place to make sure that your life insurance premium is determined around your very unique and specific risk factors. This means that if you're a low-risk client, you could pay significantly less for life insurance!

All your insurance needs taken care of by one company –  insurance for your car and home, your business and your life!

Get the backing of the leading South African insurance brand and enjoy the list of impressive benefits our clients have come to know and love:

  • Guaranteed premiums
  • World-class service
  • Fast fair and efficient processing of claims 

We'd love to help you get your life insurance sorted today. 

Get a life insurance quote now
Home | Life insurance | Underwritten life insurance
  • Insurance offering
  • Cars, home and contents insurance
  • Life insurance
  • Business insurance
  • Help@OUT
  • Panic assistance
  • Roadside assistance
  • Home assistance
  • Request a pointsman
  • Why OUTsurance
  • The OUTbonus
  • Refer-and-Earn
  • Testimonials
  • Our app and digital services
  • Campaign
  • About us
  • Who we are
  • Careers
  • Sponsorship and CSI
  • Financial results
  • BBBEE statement
  • OUTworld
Instagram Instagram Facebook Facebook Twitter Twitter Linkedin Linkedin Youtube Youtube
Contact us Legal documents Disclaimer Privacy policy Sitemap

OUTsurance Insurance Company Limited and OUTsurance Life Insurance Company Limited - a member of the Rand Merchant Investment Holdings (RMI) Group and a licensed insurer and financial services provider (FSP 896)

Done
Get a quote for my
  • Vehicles
  • Vehicles
    Vehicles
  • Contents & buildings
    Contents & buildings
  • Life insurance
    Life insurance
  • Funeral
    Funeral
  • Business
    Business
  • Pet
    Pet
  • Motor warranty
    Motor warranty
  • Cellphone
    Cellphone
  • Laptop
    Laptop
  • Jewellery
    Jewellery
  • Cameras
    Cameras
  • Glasses
    Glasses
  • Other portable items
    Other portable items
icon
Improve your experience
Upgrade to the latest version of Microsoft Edge or use Google Chrome for a better experience.
We use cookies

We use cookies to optimise the user experience. Tell me more

Dismiss