Life cover
OUTsurance's life insurance product also provides comprehensive death cover (also referred to as life cover) to cover you in the event of death. This includes a terminal illness benefit – where, if you have a life expectancy of less than 12 months, we’ll pay 50% of the Sum OUTsured to a maximum of R1 million. Alternatively, you can take out accidental death cover where we’ll pay out the Sum OUTsured if you die as a result of an accident.
We designed a life insurance calculator to provide you with an estimate of how much death cover or disability cover you need to maintain your lifestyle or that of your loved ones if you were to become disabled or pass away.
Disability insurance
If you become disabled during the period of cover, we’ll pay out the Sum OUTsured. You can select own occupation cover to enjoy insurance cover even if an illness/injury leaves you permanently disabled and unable to perform your own occupation.
Alternatively, you can choose our own or suitable occupation option where your permanent disability means that you can no longer perform your own or any suitable occupation taking your training, education, ability and experience into account.
Critical illness insurance
OUTsurance will provide life insurance cover in case you’re diagnosed with a critical illness.
You can choose to take out comprehensive cover where you’re covered for 40 critical illnesses.
Alternatively, you can choose core critical illness cover and receive cover in case you’re diagnosed with one of 27 critical illnesses.
Please refer to the critical illness cover guidelines for more information.
All your insurance needs taken care of by one company – insurance for your car and home, your business and your life!
Get the backing of the leading South African insurance brand and enjoy the list of impressive benefits our clients have come to know and love:
- Guaranteed premiums
- A cash OUTbonus
- World-class service
- Fast fair and efficient processing of claims
We'd love to help you get your life insurance sorted today. Get a life insurance quote now!
