Life insurance

  • 100% OUTbonus
  • Death, disability and critical illness covers
  • Free funeral benefit
  • Terminal illness benefit
  • No waiting periods

Life insurance done differently

Life is filled with tough decisions and life insurance is certainly one of them. But OUTsurance is making this decision easier with fully underwritten Life insurance products that provide you with comprehensive Death, Disability and Critical illness cover options designed to suit you, your family and your pocket. OUTsurance Life has a new approach to Life insurance that gives you cover if you need it and all your premiums back if you don’t. Join more than 90 000 South Africans who are doing things differently. 


100% OUTbonus

OUTsurance Life offers cover if you need it, all your premiums back if you don’t. After 15 claim-free years you’ll get every cent of your premiums paid back so you can make the most out of life.

More about the Mega OUTbonus

Life cover calculator

We’ve taken the complication out of figuring out what cover amount best suits your needs with this easy to use Life insurance calculator. It provides you with an estimate of how much death or disability cover you need.

More about the Life cover calculator

Medical labs

In order to approve your life insurance facility from OUTsurance, we may request that you visit a medical laboratory to perform standard medical tests. If so, you won’t need to make an appointment, simply take your ID with for identification.

Find a medical lab in your area