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Take control of your life's story

No-one knows what the future holds. Which is why OUTsurance offers comprehensive life, disability and critical illness cover that’s there if you need it … and an OUTbonus consisting of all your premiums back after 15 claim-free years if you don’t.

Watch the endings | More about Life cover

Refer a friend and get rewarded

If you’re an existing OUTsurance client, you will get a R400 premium discount for every person who joins OUTsurance because of you! We just need you to complete a few details and once we’ve received R400 in paid premiums from the new client, we’ll allocate the R400 discount to your subsequent premiums.

More about referrals | Compliments and complaints

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Cheaper car insurance or R400/R800

We’re so confident that we can save you money on your car insurance on a like-for-like basis that we’ll give you R400 or R800 in your pocket if we can’t beat what you’re currently paying. You’ve got nothing to lose. 

More about R400/R800 promotion | R400 Ts & Cs  R800 Ts & Cs

OSTI report

Paying your claims quickly and fairly is what we do! The Ombudsman for Short-Term Insurance (OSTI) showed that we not only beat the industry average for claims referral and oversturn rates, but also performed better than any of our major competitors.

More about the OSTI report

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