TAILOR-MADE LIFE COVER TO SUIT YOUR INDIVIDUAL NEEDS

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WHEN WE SAY THAT YOU ALWAYS GET SOMETHING OUT, WE MEAN IT

Critical illness cover benefits

Our critical illness cover option comes standard with a wide range of benefits. For example, if you select our Life OUTbonus option, you’ll receive all of your paid premiums back in cash after 15 claim-free years. We also base your premium on your specific risk profile in order to offer you the best possible price. This means that if you’re a low-risk client, you may just end up saving a huge amount on your monthly life insurance premium. 



Receive a 100% OUTbonus

If you remain claim free for 15 years, and you select our Life OUTbonus option, you’ll get all of your life insurance premiums back in hard cash.

Premium guaranteed for 5 years

Your life insurance premium is guaranteed for a period of five years. 

Cover for a specific time period

You can take out insurance for the time period that you prefer – i.e. 5, 10, 15, 20, 25 years or for your whole life.

Premium based on your specific risk profile

We base your life insurance premium on your personal risk profile. If you have a ​​​​​​​low risk profile, you could enjoy a significant saving on your premium.

Flexible premium structure

We provide flexible premium structures to accomodate your specific needs.

Why choose our comprehensive Critical illness cover?

Why choose our comprehensive Critical illness cover?


Our comprehensive Critical illness insurance provides you with cover for a total of 40 illnesses. Please refer to our critical illness cover table or chat to one of our expert life consultants for more information. 

Flexible product structures

Flexible product structures


If you choose accelerated structure, the claim percentage could depend on the severity of the specific condition. In this case, death cover is compulsory. A critical illness claim will affect your death cover by reducing the sum insured. Free-standing structure means that if you submit a critical illness claim, this will have no impact on the death sum insured, but it will impact future related critical illness claims. 

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