When we say you always get something OUT, we mean it!

At OUTsurance, we're serious about helping your business succeed in every way possible. In fact, we've worked our fingers to the bone to ensure that you'll be covered against all eventualities, so that even if worse comes to worst - you won't need to worry about a thing.

Face-to-Face agents

Now you can meet with one of our professional Face-to-Face agents, who will help you navigate your business’ unique insurance needs and create a bespoke solution.

Dedicated business advisors

Our team of FAIS-accredited business advisors is passionate about getting you the best business insurance deal possible – one that will suit your specific insurance needs and your budget.   

Help@OUT office and roadside assistance

Our free Help@OUT emergency office and roadside assistance team is available 24/7. So, if you need a plumber, an electrician or a locksmith in the middle of the night, we’d be more than happy to assist.

One, fixed excess amount

At OUTsurance, your excess remains fixed, regardless of the size or value of your claim. And even if you need to claim on multiple risks, you’ll still only pay one excess amount. For example, if fire causes damage to your buildings, contents and vehicle, only one excess will apply. 

Cash OUTbonus

If you remain claim free for a period of three years, you’ll receive 10% of your paid business insurance premiums back in cold, hard cash.  

Bespoke premium calculation

We base your premium on the unique risk profile of your business which means that you won’t need to subsidise high-risk clients. Best of all, we'll guarantee your premium for 12 months, even if you claim.

We come OUT to you

We come OUT to you

We now provide access to dedicated Face-to-Face agents for qualifying businesses. Not only does this offer personal service to business owners and key decision makers, we can now take the time to fully understand the requirements of the most intricate enterprises. 

Our trained agents are based in Johannesburg, Pretoria, Limpopo, Mpumalanga, Cape Town, Port Elizabeth and Durban, but are available nationally through our expansive distribution sales force. Experience the convenience and awesome service of our Face-to-Face agents.

Property insurance providing peril-specific cover

Property insurance providing peril-specific cover

Cover your business against damage or loss due to fire, theft, accidental damage, machinery breakdown or business interruption. You can also chat to one of our expert business consults to find out more about cover for your office contents, buildings combined, glass, money, goods in transit, electronic equipment and items you use outside the office. Fidelity cover for fraudulent events is also available.

Motor insurance – comprehensive or liability only cover

Motor insurance – comprehensive or liability only cover

You will be pleased to know that we provide a variety of cover options to provide you with the best possible insurance package to fit your unique business insurance needs. These include cover for your vehicle (fleet and specified), motorcycle, trailer, caravan, and watercraft. Also, make sure to ask one of our business consultants about the motor traders’ internal and external options.

Liability cover options

Liability cover options

If you need to submit a business insurance claim that relates to public liability, employers liability or motor liability we’d be more than happy to assist.


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