WHEN WE SAY THAT YOU ALWAYS GET SOMETHING OUT, WE MEAN IT
Everyone deserves a dignified farewell when they pass away. With more flexibility and choice of additional benefits like: transport, tombstone, catering and after tears cover, the OUTsurance funeral plan offers customisable funeral options to suit your needs, your income and your circumstances. Your cover includes features like a payment holiday, pause and play cover and the ability to increase or decrease your cover at any time due to changing family circumstances.
Choose a cover amount between R30 000 and R100 000 and then customise your plan with additional benefits that offer R5 000 additional cover per benefit. This means that you build your own cover to the amount that suits your needs and based on the actual benefits that are important to you.
We can’t always buy all the cover and benefits we need at the same time, so when circumstances have improved and you want more cover, simply increase your cover or add benefits. You can reduce your cover or remove benefits at any stage whether you no longer need them or because you’d like to adjust your budget and reduce your premium for a while.
We allocate a bonus month or premium holiday for every 12 premiums we receive. You can “bank” up to 3 bonus months which means you won’t have to pay premiums during that period. The bonus months don’t have to be used at a fixed time and will be available for you to use at the right time when you really need them.
A plan that allows you to pause and play. Should your cover be suspended due to unpaid premiums, you get what we call a pause period of 3 months to resume paying premiums. If you are able to resume paying premiums before the period expires, your cover will continue and you won’t have to serve a new waiting period.