A flexible funeral plan to suit your needs


Everyone deserves a dignified farewell when they pass away. With more flexibility and choice of additional benefits like: transport, tombstone, catering and after tears cover, the OUTsurance funeral plan offers customisable funeral options to suit your needs, your income and your circumstances. Your cover includes features like a payment holiday, pause and play cover and the ability to increase or decrease your cover at any time due to changing family circumstances.



Pause and Play your funeral plan

Pause and Play helps you out if you fall on hard times. Should your cover be suspended due to unpaid premiums, you get what we call a pause period of 3 months to resume paying premiums. If you are able to resume paying premiums before the period expires, your cover will continue and you won’t have to serve a new waiting period. 

Bank payments for times of need

We allocate a bonus month or premium holiday for every 12 premiums we receive. You can “bank” up to 3 bonus months which means you won’t have to pay premiums during that period. The bonus months don’t have to be used at a fixed time and will be available for you to use at the right time when you really need them. 

Competitive premiums based on your risk profile

Our premiums are competitive and based on your risk profile. Instead of broad age bands with a single price for a range of people, we narrow the age bands to quote you as an individual and offer the most suitable premium.

A funeral plan from a trusted brand

OUTsurance has been servicing South African customers for 20 years with fast, efficient claims settlement and value for money insurance products including car, home, business and comprehensive Life cover.

Tailor make your plan

Tailor make your plan

Choose a cover amount between R30 000 and R100 000 and then customise your plan, add your spouse, up to 8 children, parents and parents-in-law as well add additional benefits. This means that you build your own cover to the amount that suits your needs and based on the actual benefits that are important to you. Get up to R 5000 cash benefit for:

  • Transport
  • Catering
  • After tears
  • Tombstone
  • Marquee
Need more cover?

Need more cover?

The OUTsurance Funeral plan is flexible which means that you can increase or reduce your cover amount at any stage, whether you no longer need them or because you’d like to adjust your budget and reduce your premium for a while. We understand that it's not always possible to buy all the cover and benefits you might need at the same time, so when circumstances have improved and you want more cover, simply add additional cash benefits. 

A life well-lived deserves songs of celebration

A life well-lived deserves songs of celebration

Introducing ‘In Loving Memory’ – a collection of songs brought to you by the Grammy-Award winning Soweto Gospel Choir and the OUTsurance Funeral Plan. Download the free songs and find out more.

Download songs