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What’s the difference between life insurance and a funeral plan?
Life insurance is designed to pay out a large amount of money to take care of your loved ones, long after you have passed away. This pay out can go towards a home, on-going living expenses and even education. Life insurance can also include cover that pays out if you become disabled and or critically ill.
A funeral plan typically pays out a somewhat smaller amount of money than life insurance. That is because funeral cover is designed to take care of the costs associated with a funeral alone.