Hail damage cover

We cover hail damage as standard.

Next time you’re stuck in an apocalyptic hail storm, relax…OUTsurance will pay for the damages to your vehicle! We’ll fix your chipped windscreen, those dents on your bonnet and on the roof of your car, and yes – we’ll even get you brand-spanking new tail lights.

In contrast to many other insurance companies, we cover hail damage as part of our standard comprehensive car insurance package. If you’re living in Mpumalanga, Gauteng, North West or the Northern Cape, this is very good news indeed!

But, just because we said we’ll pay for the damages, doesn’t mean to say you shouldn’t at least try to prevent the damage from happening in the first place, right?

3 tips for preventing hail damage.

Tip 1: If you’re on the road, try to find some sort of shelter such as a bridge or petrol station where you can park safely.
Tip 2: If it’s safe to do so, pull off the road (the hail will cause less damage when you’re not moving at a high speed).
Tip 3: If you’re unable to park in your garage, layer your vehicle with a thick blanket to minimise the impact of the hailstones.

Frequently Asked.

I don’t want to claim as I'll fix the damage myself. Will you allow this?

Yes. It’s completely up to you whether you’d like to submit a claim or not. If you want to repair the vehicle yourself, you’re welcome to do so. Just keep in mind that we will not be able to guarantee the quality of workmanship as would be the case when you use one of our approved service providers.