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Cars and other vehicles – let’s keep you moving

Whatever you drive, you’ll want to keep it protected. And with us, you’ll always get more than you bargained for.

Choose us for comprehensive insurance and you’ll be covered against loss or damage from pretty much anything. These can include theft, hijacking, accidents, flood, hail and even intentional damage caused by someone else.

You’re even covered for other people’s loss or damage if an accident is your fault.

On a tight budget? Consider Essential car insurance for cars older than five years, worth under R125 000 and not financed.

Why choose comprehensive car insurance from OUTsurance?

Add these to your comprehensive car insurance for complete peace of mind
Comprehensive vs. Essential insurance

Pick the car insurance option to suit you needs and your pocket. 

Comprehensive
Comprehensive
Essential
Essential
Vehicles covered Any car, motorbike, trailer, caravan or watercraft. Cars under five years old, unfinanced and worth under R125 000.
OUTbonus
Checked
Unchecked
12-month premium guarantee
Checked
Checked
Excess Low, flat excess (you can decide). R1 000 standard excess.
Liability cover Up to R5 million standard (extendable). Up to R1 million.
Theft cover Up to the sum insured, less the excess. Up to retail value, less your excess.
Accident cover
Checked
Up to 40% of the retail value.
When you claim We’ll assist with repairs through our approved panel beaters. You’re paid out in cash.
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Need to submit a claim?

Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.

Find out more Submit a claim