Awesome watercraft insurance benefits

When we say that you always get something out, we mean it. That’s why we’ve made sure that our comprehensive watercraft insurance package comes standard with all the necessary bells and whistles so that you don’t need to worry about a thing. Here are a list of our favourite benefits: 

Fixed excess amounts

When you insure your watercraft with us, you’ll only need to pay one fixed excess – regardless of the value of your claim. 

Fast and fair claims settlement

Speak to anyone at OUTsurance, and they’ll tell you that we’ll do whatever it takes to process your claim as quickly and efficiently as possible. 

Cash OUTbonus

One of our favourite OUTsurance benefits is the fact that you’ll get 10% of your paid premiums back in cash after three claim-free years.

Insurance cover outside South Africa

You automatically enjoy insurance cover in countries outside of South Africa, such as Namibia, Botswana, Lesotho, Mozambique, Malawi, Swaziland and Zimbabwe when ashore. You will also enjoy cover when the watercraft is afloat in inland waters within a 20km distance off the coast of South Africa.

Let’s hit the road

Let’s hit the road

Did you know that we’ll cover your watercraft during transportation and also the costs of salvaging a wreck in case your watercraft becomes stranded? If you want to insure the watercraft trailer – please visit our comprehensive car insurance product page for more information. 

And if worse comes to worst

And if worse comes to worst

If a watercraft accident caused death or injury, we’ll pick up the bill for legal costs (up to a maximum amount noted on your schedule) that you or any of the members of your household are liable to pay.


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