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Buildings insurance – a solid insurance foundation

We understand that your house is not just a building, it’s an extension of you. So, we’ve made it our mission to ensure your home receives the best cover possible against life’s unexpected and unfortunate events.

We’ll take care of any damage to your house, caused by leaking pressurised pipes, acts of nature, explosion, subsidence, and fire. We'll even cover the cost of calling out the fire brigade and we'll arrange temporary accommodation after an incident has left your house uninhabitable.

Remember, your bank will insist on this type of insurance if you have a home loan.

Why choose buildings insurance from OUTsurance?

OUTbonus

You’ll get 10% of your premiums paid back in cash after three claim-free years.

Free Help@OUT

Get access to plumbers, electricians, locksmiths and more, 24/7.

12-month guarantee

Your premium is guaranteed not to change for 12 months at a time, even if you submit a claim during this period.

Low flat excess

Irrespective of the size or value of your claim, your excess remains fixed.

Approved partners

We work with a great list of service providers, ensuring your repairs are done and dusted as soon as possible.

Glass cover and more

Get automatic cover for accidental damage to fixed glass and sanitaryware, plus utilities connections between your home and the municipal supply.

Lightning surge protection

You can implement a valuable line of defence against power surges by making use of surge protection devices.

Add these for complete home insurance peace of mind

Portable possessions insurance

While you’re insuring all that stays within your home, what happens when you leave with some of those items? Get cover for jewellery, watches, cellphones and photographic equipment.

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Home contents insurance

While you’re insuring all that stays within your home, what happens when you leave with some of those items? Get cover for jewellery, watches, cellphones and photographic equipment.

Find out more

Legal and medical assistance

Add this to your Help@OUT package and you’ll get 24/7 advice over the phone, 24/7. Get legal assistance and documentation, as well a medical support that includes emergency response, medical transportation, hospital transfers and more.

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Personal accident insurance

Add this to your vehicle, home contents, buildings insurance policy for added peace of mind. You and any member of your household between 14 and 70 get R25 000 cover if death or disability results from an accident.

Exclusive extras for women

For a small additional premium, you can take up Lady@OUT. Among a host of benefits, you get added handbag cover, free handyman callouts and added security when you drive or at home.

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Need to submit a claim?

Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.

Find out more Submit a claim

We also offer Car insurance and Personal possessions insurance.