Build your own home insurance package



Great Buildings insurance and so much more

We understand that your home is an extension of you, so we’ve made it our mission to go all out to make sure your home receives the best cover possible. You'll also enjoy benefits such as guaranteed premiums, fixed excesses and free emergency home assistance, any time of the day or night.

10% of your premiums back in cash

You’ll receive a cash OUTbonus after only three claim-free years. That’s 10% of your paid premiums back in cash to spend on whatever you feel like.  

Free emergency home assistance

Enjoy 24-hour emergency home assistance, free of charge. 

12-month guaranteed premiums

Your buildings insurance premium is guaranteed for 12 months, even if you submit a claim. 

Low flat excess

At OUTsurance, your excess remains fixed, regardless of the value or size of your claim. 

Awesome service

We're committed to providing you with awesome service by processing your claim as quickly and efficiently as possible. 

Accidental damage to fixed glass

You're automatically covered for accidental damage to fixed glass and sanitary ware, as well as water, gas and electricity connections between your home and the public supplies.

Build a solid foundation with a product you can trust

Build a solid foundation with a product you can trust

We’ll take care of any damage caused to your house or building that was caused by leaking pressurised pipes, acts of nature, explosion, subsidence, and fire. Speaking of, we'll even cover the cost of calling out the fire brigade and we'll arrange temporary accommodation after an incident has left your house uninhabitable.

Buildings cover calculator

Buildings cover calculator

Try our buildings cover calculator to get an idea of the replacement value for your buildings. Simply complete a few details such as the type of building, the construction type and additional improvements.

Calculate replacement value

Essential buildings insurance

Essential buildings insurance

If your building is not bonded and worth less than R200 000, essential buildings insurance provides you with the perfect, low-cost alternative to standard buildings insurance. 


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