We pull out all the stops to give you the best service possible

At OUTsurance, we’ll do our best to provide you with the most affordable, comprehensive insurance package possible. Combine that with great benefits, awesome service and fast claim turnaround times, and you’ve got a winning combination.

10% of your premiums back

After three claim-free years, you'll receive 10% of your paid premiums back in cold, hard cash. 

12-month guaranteed premiums

Your Bicycle, Watercraft, Essential and Personal accident insurance premiums are guaranteed for 12 months at a time, even if you submit a claim during this period.

Low fixed excesses. Always.

Only pay a low fixed excess, regardless of the value of your claim. 

Fast and fair claims settlement

We're on a mission to make sure that your claim is processed in record time. 

Approved service providers

Repairs are done by one of our hand-picked service providers and all repairs are guaranteed for 12 months.

Worldwide cover for your bicycle

Worldwide cover for your bicycle

OUTsurance's bicycle insurance package will cover you every time you get on your bike! Your bicycle and accessories are comprehensively insured during training, whilst competing in a race (full cover) and when you're transporting your safely secured bicycle.

Get the perfect cover for your watercraft

Get the perfect cover for your watercraft

Calling all water sports enthusiasts! If you're lucky enough to own a motor boat, ski boat, wet bike (Jet Ski) or even a rubber duck, you may want to take a quick peek at our comprehensive watercraft insurance package. 

There for you when you need us most

There for you when you need us most

Personal accident insurance provides you with peace of mind in that you know that you or any nominated member of your household between the ages of 14 and 70 will be covered in case of death or disability directly caused by an accident.

Essential insurance

Essential insurance

If you think the cost of comprehensive insurance is too high considering the value of your car, home or contents, we’ll be more than happy to offer you a low-cost, cheaper insurance solution in the form of Essential insurance. 


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