Frequently asked questions
OUTsurance does not offer insurance exclusive to 4x4 vehicles only. Comprehensive car insurance already covers your 4x4 vehicle for full off-road use or when driving on 4x4 tracks, as well as your trailer, caravan, motorcycle, and watercraft against any loss or damage. You can add OUT-in-Africa to your existing OUTsurance car insurance package to enjoy comprehensive cover in extended territories to include cover in the event of a mechanical breakdown. You will also get access to exclusive benefits such as vehicle repatriation, medical repatriation and emergency support services.
No, if you already have comprehensive car insurance in place, you do not need to add OUT-in-Africa insurance if you’re travelling to any of South Africa’s neighbouring countries. However, if you’d like to access any of the benefits associated with OUT-in-Africa cover, you can add OUT-in-Africa at an additional monthly premium.
You can add OUT-in-Africa before you leave for your trip with no minimum period required.
No. OUT-in-Africa is only available to OUTsurance clients who already have comprehensive cover in place. Also, OUTsurance covers 4x4 vehicles as part of our comprehensive car insurance package. To switch your insurance for your 4x4 to OUTsurance, click here and we’ll be happy to assist. Once you’re an OUTsurance client, we can add OUT-in-Africa to your cover at an additional monthly premium which will extend your cover to extended territories and which will give you access to additional benefits.
Yes. You will need to have your 4x4 and trailer insured with OUTsurance and you will then need to add OUT-in-Africa to both.
No, OUT-in-Africa is not available when travelling to any of the specified countries for business purposes.