If your vehicle is older than five years, non financed and worth less than R100 000, essential car insurance may just be the perfect alternative to our comprehensive car insurance package. You can specify maximum accidental cover for up to 40% of the retail value of the vehicle, you’ll enjoy cover outside South Africa (to include Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland, and Zimbabwe) and if your vehicle is stolen, we’ll pay the full retail value minus your selected excess amount. 

Your building will be covered for a maximum of R200 000 in case of fire, explosion and any acts of nature such as earthquakes, wind or hail storms. We also provide cover if your geyser bursts and your building gets damaged because of impact by a vehicle. 

Receive cover for up to R50 000 for any damage that was caused by fire, impact by a vehicle, acts of nature, damage caused by a leaking or burst geyser. You'll be covered to a maximum of R50 000 for damage caused by acts of nature, fire, impact by a vehicle or damage caused by a leaking or burst geyser.