For official Government information about COVID-19, please visit www.sacoronavirus.co.za

OUTsurance OUTsurance
08 600 60 000
Start a quote SUBMIT A CLAIM Log in
  • Products
  • Claims
  • My Policy
  • Contact Us
  • Helping SA OUT: COVID-19
  • Insure your car, home  and contents Insure your car, home and contents
  • Cars and other vehicles
  • Home contents
  • Buildings
  • Portable items (OUT-and-About)
  • Motor warranty
  • Other products
  • Insure your life Insure your life
  • Life
  • Funeral
  • On-demand life cover (OUTthere)
  • Insure your business Insure your business
  • Business insurance
  • Fleet insurance
  • Agricultural insurance
  • Engineering insurance
  • Motor traders insurance
  • Hospitality insurance
  • Contractors all risk insurance
  • Insure your pet Insure your pet
  • Pet insurance
  • Invest with OUTvest Invest with OUTvest
  • OUTvest has simplified investing with a revolutionary digital investment product that offers advice.

    Find out more

Start a quote SUBMIT A CLAIM

Start a business motor insurance quote

Success
Let's get your details
We need your RSA ID number to determine if you're already a client of ours. We keep it safe and won't share it with anyone.
i
Give me a call Start quote
Ts, Cs and limits apply. We understand how important your privacy is and will protect your personal information. By providing your email or mobile phone details you are agreeing that we may contact you regarding this quote. Also note that some advisors work under supervision. This is to ensure that you’ll get nothing but awesome service, all of the time!
Business motor insurance – keeping you on the road

Whether you’re transporting people or goods, allow us to offer you the insurance that keeps your business moving. We will cover your business’ commercial vehicles, motorcycles, motorscooters, buses, trailers, caravans and even private vehicles.

Browse below to find out more about each of our business motor insurance options. And remember, we are ready to help you create the perfect, customised solution to match your specific needs.

Comprehensive business motor insurance

Choose us for comprehensive insurance and your vehicle will be covered against loss…

Choose us for comprehensive insurance and your vehicle will be covered against loss or damage from nearly anything. This cover extends across SA and into Namibia, Botswana, Lesotho Swaziland, Zimbabwe, Malawi and Mozambique.

As standard, we provide cover against:

  • Accident damage.
  • Theft and damage due to attempted theft.
  • Hijack and damage due to attempted hijack.
  • Damage due to fire, explosion, hail, storm, wind and flood.
  • Damage or loss to spare parts when in / on the vehicle.
  • Damage or loss to factory fitted accessories.
  • Medical expenses to passengers in the event of an accident.
  • Reasonable cost of securing and removing a vehicle after an accident.
  • Liability to a third party.

Additional cover options:

  • Vehicle hire after an incident.
  • Vehicle loss of use cover.
  • Extended liability cover for employees, partners, directors or members.
  • Passenger liability and unauthorised passenger liability.
  • Cover in extended territories, including DRC, Kenya, Tanzania, Uganda, Rwanda, Burundi, Angola and Zambia.
  • Liability cover if your vehicle impairs the environment (spills, etc.).
  • Loss of keys cover.
  • Credit shortfall cover.
  • Cover for fire extinguishing costs.
  • Riot and strike cover.
  • Parking facilities and movement of third party vehicles.
  • OUT-in-Africa cover for 4x4 vehicles used privately beyond SA borders.
Read more
Goods in transit insurance

Enjoy cover for the loss or damage of your goods while they’re in transit…

Enjoy cover for the loss or damage of your goods while they’re in transit, whether being transported by road, air, rail or even post. 

As standard, we provide cover against:

  • Damage from accident, collision, derailment or overturn.
  • Damage from theft and hijacking.
  • Damage form fire and explosion.
  • Weather damage from lightning, storm, wind, hail and snow.

Additional cover options:

  • Cover for deterioration or contamination of refrigerated goods in transit.
  • Overloading allowance up to 5%.
  • Cover in extended territories, including DRC, Kenya, Tanzania, Uganda, Rwanda, Burundi, Angola and Zambia.
  • Driver fidelity cover.
  • Debris removal cover.
  • Riot and strike cover.
  • Fire extinguishing cover.
Read more
Limited cover options

If your business does not require comprehensive cover, you may wish to explore a…

If your business does not require comprehensive cover, you may wish to explore a limited cover option. While you won’t enjoy our full offering, we will be there when your business needs us most.

These cover options include:

  • Liability to other parties only.
  • Comprehensive cover, excluding theft and hijack.

Motorcycles also have the following options:

  • Comprehensive cover, excluding liability to other parties.
  • Limited cover, excluding liability to other parties.
  • Comprehensive cover, excluding liability to other parties and riding damage.
Read more
Why choose to insure your business vehicles with OUTsurance?
Tailored solutions

Specialist and specific motor insurance, matched to your unique business needs.

True value

A unique premium that is based on your business’ risk factors, so you’re not subsidising higher risk clients.

Low, flat excess

One fixed excess amount, even if you claim for multiple risks in one incident– no surprises that can threaten your cashflow.

OUTbonus (standard feature)

After three claim-free years, you get 10% of your total premiums paid back in cash to boost your bottom line. 

Emergency assistance

24/7 Help@OUT roadside assistance, giving you peace of mind, always.

Business OUTsurance Brokers come to you

Depending on the complexity of your business, you may qualify for a dedicated Business OUTsurance Broker. Not only will this insurance professional help you navigate your unique needs to create your custom solution, they will become your on-going, single point of contact.

To connect with a Business OUTsurance Broker, you’ll need to start a quote.

start a quote
  • Log in or use our App to manage your policy

    • View and Manage your policy
    • Update banking details
    • Submit a claim
    • Change contact details
  • Business insurance
    documents

    • Policy documents
    • Business Building Maintenance
    • Why OUT is better than in
Get started

Tailor make your business cover.

Get started
OUTsurance
Insurance contacts 08 600 60 000
Mon-Thurs:
08:00 - 19:00
Friday
08:00 - 18:00
Sat:
08:00 - 13:00
Learn more

Business insurance FAQs.

Learn more
Home | Business insurance | Business motor insurance
  • Insurance offering
  • Cars, home and contents insurance
  • Life insurance
  • Business insurance
  • Help@OUT
  • Panic assistance
  • Roadside assistance
  • Home assistance
  • Request a pointsman
  • Why OUTsurance
  • The OUTbonus
  • Refer-and-Earn
  • Testimonials
  • Our app and digital services
  • Campaign
  • About us
  • Who we are
  • Careers
  • Sponsorship and CSI
  • Financial results
  • BBBEE statement
  • OUTworld
Instagram Instagram Facebook Facebook Twitter Twitter Linkedin Linkedin Youtube Youtube
Contact us Legal documents Disclaimer Privacy policy Sitemap

OUTsurance Insurance Company Limited and OUTsurance Life Insurance Company Limited - a member of the Rand Merchant Investment Holdings (RMI) Group and a licensed insurer and financial services provider (FSP 896)

Done
Get a quote for my
  • Vehicles
  • Vehicles
    Vehicles
  • Contents & buildings
    Contents & buildings
  • Life insurance
    Life insurance
  • Funeral
    Funeral
  • Business
    Business
  • Pet
    Pet
  • Motor warranty
    Motor warranty
  • Cellphone
    Cellphone
  • Laptop
    Laptop
  • Jewellery
    Jewellery
  • Cameras
    Cameras
  • Glasses
    Glasses
  • Other portable items
    Other portable items
icon
Improve your experience
Upgrade to the latest version of Microsoft Edge or use Google Chrome for a better experience.
We use cookies

We use cookies to optimise the user experience. Tell me more

Dismiss