Our critical illness life insurance package will provide cover if you’re diagnosed with one of 27 critical illnesses whereas comprehensive life insurance cover provides you with cover for a total of 40 illnesses (as indicated in the table below)
For both the core and the comprehensive cover options, you’ll be paid a percentage of the insured amount, depending on the severity of the illness. Please download the life insurance facility document for more information on each of these illnesses and to see which percentages apply.
|
Illness |
Core cover |
Comprehensive cover |
| Cancer |  |
|
| Heart attack | |
|
| Stroke | |
|
| Coronary artery bypass | |
|
| Paralysis | |
|
| Kidney failure | |
|
| Blindness | |
|
| Major organ transplant | |
|
| Coma | |
|
| Loss of speech | |
|
| Loss of limbs | |
|
| Major burns | |
|
| Heart valve surgery | |
|
| Aortic surgery | |
|
| Accidental HIV | |
|
| Benign brain tumour resulting in impairment | |
|
| Accidental brain damage | |
|
| Loss of hearing | |
|
| Multiple sclerosis | |
|
| Alzheimer’s disease | |
|
| Parkinson’s disease | |
|
| Cardiomyopathy | |
|
| Chronic respiratory failure | |
|
| Chronic liver failure | |
|
| Full blown AIDS | |
|
| Aplastic anaemia | |
|
| Muscular dystrophy | |
|
| Celebral aneurysm |  |
|
| Pericarditis | |
|
| Infective meningitis | |
|
| Carotid artery surgery | |
|
| Coronary artery angioplasty | |
|
| Hydrocephalus requiring a shunt | |
|
| Motor neurone disease | |
|
