Life insurance


Critical illness table

Our critical illness life insurance package will provide cover if you’re diagnosed with one of 27 critical illnesses whereas comprehensive life insurance cover provides you with cover for a total of 40 illnesses (as indicated in the table below)

For both the core and the comprehensive cover options, you’ll be paid a percentage of the insured amount, depending on the severity of the illness. Please download the life insurance facility document for more information on each of these illnesses and to see which percentages apply.

  1. Cancer
  2. Heart attack
  3. Stroke
  4. Coronary artery bypass
  5. Paralysis
  6. Kidney failure
  7. Blindness
  8. Major organ transplant
  9. Coma
  10. Loss of speech
  11. Loss of limbs
  12. Major burns
  13. Heart valve surgery
  14. Aortic surgery
  15. Accidental HIV
  16. Benign brain tumour resulting in impairment
  17. Accidental brain damage
  18. Loss of hearing
  19. Multiple sclerosis
  20. Alzheimer’s disease
  21. Parkinson’s disease
  22. Cardiomyopathy
  23. Chronic respiratory failure
  24. Chronic liver failure
  25. Full blown AIDS
  26. Aplastic anaemia
  27. Muscular dystrophy
  28. Celebral aneurysm
  29. Pericarditis
  30. Infective meningitis
  31. Carotid artery surgery
  32. Coronary artery angioplasty
  33. Hydrocephalus requiring a shunt
  34. Motor neurone disease
  35. Dementia
  36. Rheumatoid Arthritis
  37. Systemic Lupus Erythematosus
  38. Ulcerative Colitis
  39. Crohn’s Disease
  40. Guillain-Barré