What is ‘smash and grab’?

A smash and grab incident usually plays on the element of speed and surprise and involves smashing through a vehicle window and grabbing something of value (e.g. jackets, handbags, laptops, etc.).

What can you do to prevent smash and grab’?

10 ways to keep safe.

  1. Always keep all doors locked.
  2. Keep your windows closed and remain alert when approached by strangers at intersections or in traffic.
  3. Do not leave valuables visible inside your vehicle.
  4. Stay aware of your surroundings, particularly when slowing down or stopping.
  5. At night, approach intersections cautiously and remain aware of nearby vehicles and pedestrians.
  6. Be alert to unusual obstacles on the road and avoid getting out of your vehicle to investigate them.
  7. Leave enough space between your vehicle and the one in front to manoeuvre away if necessary.
  8. Be cautious when you notice signs of a recent incident, such as broken glass near an intersection.
  9. Avoid unnecessary distractions while driving, including using your phone or handling valuables.
  10. Install smash-and-grab safety film on your vehicle windows for additional protection.

What is ‘smash and grab’ film?

Protective safety film is pasted on vehicle windows to help prevent smash and grab incidents. The protective film is usually tinted so that visibility into the car is reduced, while also preventing the windows from shattering. While the glass breaks, the film holds the pieces in place, which further protects you from broken glass.

Although smash and grab film will not prevent smash and grab incidents from taking place, it will give you a few extra minutes to recompose yourself and drive away safely.

Frequently asked questions about ‘smash and grab’ 

If I install smash and grab safety film, will my car insurance premium be cheaper?

No, unfortunately, this will not result in a cheaper car insurance premium.

If I get hurt when the glass shatters during a smash and grab incident, will OUTsurance pay any of my medical costs?

No. We will not pay your medical cost.

If my handbag was on the passenger seat and got stolen in a smash and grab incident, will I still have cover under OUT-and-About?

Yes. We will still provide cover.