Work that the workshop needs to do in order to disassemble a part before they can determine the cause and cost of repairs will be paid under this benefit.

All the internally lubricated parts of combustion engines: the oil pump, crank shaft, big end and main bearings, con-rods, gudgeon pins, pistons and rings; valves, valve guides and springs; rockers, push rods, camshafts and cam followers; timing gears, timing chain and timing chain tensioner; the electric drive motors of electric or hybrid vehicles. 

The following is not covered: decarbonisation (to remove carbon from the piston crown and the combustion chamber roof); failures caused by build-up of carbon; the charging devices or batteries, or any other system of electric/hybrid cars.

Original manufacturer-fitted turbo charger unit, intercooler, superchargers and boost control valve only (or waste gate valve.)

Distributor and coil packs (excluding ignition switch, barrel or key).

Any overheating-related events: resultant warped cylinder heads, cracked cylinder heads, collapsed pistons or piston rings; the failure of the cylinder head gaskets.

Compressor and condenser only. Re-gassing will be covered as the result of a major part failure.

Any over fuelling-related events: resultant cracked cylinder heads; cylinder washing as well as crown flaming; piston skirt seizure.

Viscous and electrical fans engine cooling fans.

The cambelt, cambelt tensioner pulley and springs, cambelt bearings and cambelt cover. Note: Cambelt failure is a specified benefit item and cannot be claimed under the engine benefit.

Water pump, welsh plugs, thermostat, thermo-switch, heater radiator and oil cooler.

This refers to electrical and mechanical fuel pumps, injectors, or fuel injection control, sensor units (to exclude calibration and serviceable parts and failure as a result of the use of incorrect or contaminated fuel).

Engine (ECU), transmission and body control management units.

Starter motor, alternator, or front and rear windscreen wiper motors (to exclude serviceable items, switches, relays, brushes and bushes)

• Batteries, switches and relays are not covered.
• Charging devices and/or any other system of electric or hybrid vehicle are not covered. 

Camshaft, crankshaft, jockey pulleys and tensioners are only insured as a result of mechanical failure.

Car warranty has been designed to pay towards the cost of repairing your vehicle as a result of a mechanical or electrical breakage. This is the sudden and unexpected failure of a part arising from any permanent mechanical, electrical or electronic fault, which causes the part to stop working, and means that it needs repairing or replacing before it will work properly.

No. Motor Warranty cover is not available as a standalone product. To qualify for OUTsurance Motor Warranty cover, you must either have an active OUTsurance car insurance policy or add Motor Warranty cover when accepting a new OUTsurance car insurance quote.

In addition, your vehicle must be less than 15 years old, have a full service history, have travelled fewer than 300,000 km, and not be covered by another motor warranty provider.

Warranty insurance covers the cost of repairing your car after an unexpected mechanical or electrical breakdown, provided your vehicle meets age, mileage, and service history requirements.