OUTsurance Advertising Ts and Cs

Car insurance
R500/R1500 promotion

If we can’t beat your current car insurance premium, ask for R500. Claim-free with the same insurer for 3 years? Make that R1500.  You can only qualify once for any quote promotion in a 24 month period.

Click here for Ts and Cs

Car Insurance
Adverts featuring OUTsurance clients

Premiums are risk profile dependent and reviewed annually based on risk profile and economic factors. Client comments do not constitute financial advice. All ads featuring persons with savings are actual insurance policyholders with OUTsurance.

Read more about OUTsurance Comprehensive Car Insurance here.

Car Insurance

Adverts featuring insurance premiums

Premiums are risk profile dependent and reviewed annually based on risk profile and economic factors. 

Read more about OUTsurance Comprehensive Car Insurance here.

Essential Car Insurance
Adverts featuring OUTsurance Essential Car Insurance clients

Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. For cars not financed, older than 5 years and valued at less than R125 000. Client comments do not constitute financial advice. 

Read more about OUTsurance Essential Car Insurance here.

Short term insurance
Adverts featuring the Ombudsman for Short Term Insurance Reports

Ombudsman for Short Term Insurance Annual Reports (2013 – 2022). OUTsurance: 1.065 complaints per 1 000 claims (2022). Average of 12 largest comparable insurers by claims volume: 2.374 complaints per 1 000 claims (2022).

Click here for more about the Ombudsman for Short Term Insurance (OSTI).

Business OUTsurance
20% discount on light commercial vehicles

If you’ve been with your current Business insurer or broker for over 5 years, you can get an automatic 20% discount on your light commercial vehicles quoted, when you switch your Business Insurance to OUTsurance. This automatic discount only applies to light commercial vehicles insured under the motor specified section. Client comments do not constitute financial advice. 

Read more about OUTsurance Business Insurance here.

Life Insurance
Clients who choose premiums that don't increase

If you have selected a level premium product, premiums quoted are based on level premium – level sum OUTsured cover option, are risk profile dependent and guaranteed for 5 years. No medicals or blood tests needed for life policies up to R5 million, for qualifying clients.

Read more about OUTsurance Life Insurance here.

Life Insurance

No medicals for qualifying clients

No medicals or blood tests needed for life policies up to R5 million, for qualifying clients. Premiums quoted are risk profile dependent and guaranteed for 5 years subject to an average increase of 6% per annum. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Life Insurance here.

Life Insurance

Adverts featuring insurance premiums

Premiums quoted are risk profile dependent and guaranteed for 5 years subject to an average increase of 6% per annum. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Life Insurance here.

Funeral Insurance
Adverts featuring Funeral Insurance clients

Premiums are risk profile dependent, guaranteed for 1 year (based on the anniversary date of the policy) and subject to an annual increase of 5% and/or economic factors. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Funeral Insurance here.

Pet Insurance
Adverts that feature OUTsurance Pet Insurance Clients

Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Client comments do not constitute financial advice.  Limits apply.

Read more about OUTsurance Pet Insurance here.

Adverts that feature the OUTbonus
  • The Personal OUTbonus is a standard product feature, only paid after three claim-free years and premium dependent.
  • The Business OUTbonus is paid if the loss ratio over a specified three-year period is 30% or less, is premium dependent, and included in the standard benefits.

Read more about the OUTbonus here.

radio competition
Valentine's radio competition

Complete an obligation-free car insurance quote before 12 February 2024 and you’ll also stand a chance of winning up to R2500 in NetFlorist vouchers.

Click here for competition Ts and Cs.

Adverts that reference awards won by OUTsurance
2022/2023 Ask Afrika Orange Index ® Award
  • Funeral insurance
2022/2023 Ask Afrika Icon Brands™ Benchmark Survey 2022-2023
  • Car Insurance
  • Buildings and Contents Insurance
News24 Business Awards 2023
  • Short-Term Insurer of the Year
The Star Readers' Choice Best of the Best Awards 2022
  • Best Home Insurance Company
  • Best Car Insurance Company
  • Best Personal Insurance Company (2nd place)
  • Best   Business Insurance Company (2nd place) 
Pretoria News Readers' Choice Best of the Best Awards 2022
  • Best Personal Insurance Company
  • Best   Business Insurance Company
  • Best Home Insurance Company
  • Best Car Insurance Company
Beeld Jou Keuse / Readers’ Choice 2023
  • Platinum – Versekering/Insurance
  • Gold – Troeteldierversekering/Pet Insurance