OUTsurance Advertising Ts and Cs

If we can’t beat your current car insurance premium, ask for R500. Claim-free with the same insurer for 3 years? Make that R1500.  You can only qualify once for any quote promotion in a 24 month period.

Click here for Ts and Cs

Premiums are risk profile dependent and reviewed annually based on risk profile and economic factors. Client comments do not constitute financial advice. All ads featuring persons with savings are actual insurance policyholders with OUTsurance.

Read more about OUTsurance Comprehensive Car Insurance here.

Adverts featuring insurance premiums

Premiums are risk profile dependent and reviewed annually based on risk profile and economic factors. 

Read more about OUTsurance Comprehensive Car Insurance here.

Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. For cars not financed, older than 5 years and valued at less than R125 000. Client comments do not constitute financial advice. 

Read more about OUTsurance Essential Car Insurance here.

Ombudsman for Short Term Insurance Annual Reports (2013 – 2022). OUTsurance: 1.065 complaints per 1 000 claims (2022). Average of 12 largest comparable insurers by claims volume: 2.374 complaints per 1 000 claims (2022).

Click here for more about the Ombudsman for Short Term Insurance (OSTI).

If you’ve been with your current Business insurer or broker for over 5 years, you can get an automatic 20% discount on your light commercial vehicles quoted, when you switch your Business Insurance to OUTsurance. This automatic discount only applies to light commercial vehicles insured under the motor specified section. Client comments do not constitute financial advice. 

Read more about OUTsurance Business Insurance here.

If you have selected a level premium product, premiums quoted are based on level premium – level sum OUTsured cover option, are risk profile dependent and guaranteed for 5 years. No medicals or blood tests needed for life policies up to R5 million, for qualifying clients.

Read more about OUTsurance Life Insurance here.

No medicals for qualifying clients

No medicals or blood tests needed for life policies up to R5 million, for qualifying clients. Premiums quoted are risk profile dependent and guaranteed for 5 years subject to an average increase of 6% per annum. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Life Insurance here.

Adverts featuring insurance premiums

Premiums quoted are risk profile dependent and guaranteed for 5 years subject to an average increase of 6% per annum. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Life Insurance here.

Premiums are risk profile dependent, guaranteed for 1 year (based on the anniversary date of the policy) and subject to an annual increase of 5% and/or economic factors. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Funeral Insurance here.

Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Client comments do not constitute financial advice.  Limits apply.

Read more about OUTsurance Pet Insurance here.

• The Personal OUTbonus is a standard product feature, only paid after three claim-free years and premium dependent. Read more here.
• The Business OUTbonus is paid if the loss ratio over a specified three-year period is 30% or less, is premium dependent, and included in the standard benefits. Read more here.