The knot slayer. Vet bills covered from R65pm.
The Knot Slayer never settles for average. Neither should your pet cover. Get OUTsurance Pet Insurance from only R65pm and focus on life's little tangles, knowing your pet cover is sorted.
TO YOUR PET YOUR A SUPERHERO!
Pet Insurance for dogs and cats from R65 per month*
To your pet, your super-powers are endless. Now you can have the power to protect them with OUTsurance Pet Insurance. Seen our latest adverts? Here's the real story behind every vet visit, and how OUTsurance Pet Insurance keeps you covered with a fixed excess, any registered vet of your choice, and the cash OUTbonus.
Pet insurance premium examples
Because OUTsurance premiums are calculated for your specific pet — and never subsidise anyone else's — the best way to show pricing is with examples. Here's what four typical South African pets could pay. Get a quote to see your own pet's number.
*Premiums are tailored to your pet's risk profile and reviewed annually based on its risk profile and economic factors. Premiums quoted above are correct as at August 2026. OUTsurance is a licensed non-life insurer and FSP.
Frequently asked questions about pet insurance
How much does pet insurance cost in South Africa?
OUTsurance Pet Insurance starts from R65 per month for accident-only cover. Your premium is tailored to your pet's breed, age and health — so a young domestic shorthair cat will cost less to insure than a senior Boerboel.
Do I get money back if my pet never claims?
Yes. The OUTbonus pays a cash refund of your premiums after 3 claim-free years. It's a standard feature on OUTsurance Pet Insurance at no extra cost — so a healthy hond literally pays you back.
What does OUTsurance Pet Insurance cover?
OUTsurance Pet Insurance covers dogs and cats for accidents (no waiting period), illness, vet visits, and hereditary and congenital conditions, depending on the plan. The Executive plan also includes Pet-Act-OUT, which covers puppy socialisation classes and vet-recommended behavioural treatments. All plans include a fixed excess and your choice of any registered vet in South Africa.
Which pets can I insure with OUTsurance?
OUTsurance Pet Insurance covers dogs and cats — from pedigreed breeds to your beloved pavement special. You can take your pet to any registered vet of your choice, and your premium is calculated for your specific pet rather than an average across all pets.
Does pet insurance cover spaying, neutering or routine care?
No. OUTsurance Pet Insurance does not cover routine procedures like spaying, neutering or vaccinations. Cover is focused on the unpredictable, expensive events — accidents, illness, vet visits and behavioural treatment on qualifying plans.
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