LIFE INSURANCE - REAL CLIENT COVER

Life cover from R132pm - no medicals required

Get OUTsurance Life Insurance with premiums guaranteed for 5 years and a 100% cash back OUTbonus after 15 claim-free years. See what 4 real clients pay.

Mandisa gets R2Milliion Life cover for R270pm

Mandisa, 29, pays R270 per month for R2 million life cover with OUTsurance — no medicals needed, premiums guaranteed for 5 years.

SEE IF YOU COULD SAVE LIKE MANDISA

Marcel gets R1Milliion Life cover for R405pm

Marcel, 33, pays R405 per month for R1 million life cover with OUTsurance — no medicals needed, premiums guaranteed for 5 years.

FIND OUT WHAT YOU COULD SAVE

Nomfundo gets R2Milliion Life cover for R180pm

Nomfundo, 27, pays just R180 per month for R2 million life cover with OUTsurance— no medicals needed, premiums guaranteed for 5 years.

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SEE HOW MUCH YOU COULD SAVE

Roberto gets R1Milliion Life cover for R400pm

Roberto, 52, pays R400 per month for R1 million life cover with OUTsurance— no medicals needed, premiums guaranteed for 5 years.

FIND OUT WHAT YOU COULD SAVE

Life insurance cover comparison

These are real OUTsurance Life clients and the cover they pay for each month. Premiums depend on your age and the cover amount you choose, so yours will be tailored to you. Compare the examples below to get a feel for what R1 million or R2 million in life cover could cost you.

 
Premiums guaranteed for 5 years and may increase annually based on age and premium structure selected. No medicals for up to R5M for qualifying clients. 100% cash back OUTbonus after 15 claim-free years. OUTsurance Life is a licensed insurer and FSP.

Frequently asked questions about saving with OUTsurance

Are the clients in the OUTsurance TV ads real people?

Yes. Mandisa, Marcel, Nomfundo and Roberto are all real OUTsurance policyholders. The premiums and savings shown in the ads are their actual figures, verified against their previous insurer’s schedule before filming.

Are these the client’s actual premiums and savings?

Yes. Before clients are featured in a TV  campaign, we ask them to provide us with a copy of their previous car insurance schedule and we then conduct a detailed audit to make sure that we display the correct premium amounts together with the actual saving amounts.

Do I need a medical exam?

No. OUTsurance offers life insurance up to R5 million without any medical exams or blood tests for qualifying clients. The application process is quick and straightforward.

Are premiums guaranteed?

Yes. OUTsurance life insurance premiums are guaranteed for 5 years. After that, they may increase annually based on age and the premium structure you selected, subject to an average increase of 6% per annum.

Can I buy life insurance on the OUTsurance app?

Yes. You can buy a funeral plan or OUTthere on-demand life cover in a few taps directly from the OUTsurance app, available on iOS and Android. Coverage can start immediately.

What is the 100% cash back OUTbonus?

Stay claim-free for 15 years and OUTsurance pays you 100% of all your life insurance premiums back in cash. This is a standard feature included at no extra cost — making OUTsurance unique in the South African life insurance market.

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