A 50 y/o man could pay only R988pm to insure his 2025 Ford Ranger 2.0D XL A/T
With OUTsurance, a 50-year-old man could pay R988 to insure his 2025 Ford Ranger 2.0D XL A/T. After three consecutive claim-free years, he’ll get a cash OUTbonus.
YOU COULD PAY LESS WITH OUTSURANCE!
See what you could pay – from as little as R453 per month*
Looking for affordable car insurance in South Africa? You could be paying less on your monthly premium with OUTsurance.
Seen our advert? Here’s the real deal behind it.
YOU COULD PAY LESS WITH OUTSURANCE!
See what you could pay – from as little as R453 per month*
Looking for affordable car insurance in South Africa? You could be paying less on your monthly premium with OUTsurance.
Seen our advert? Here’s the real deal behind it.
Car insurance premium comparison
Wondering how much you could save by switching your car insurance? The table below shows what six OUTsurance clients were paying before versus their new premium. Their monthly savings range from R513 to R899 — with some premiums dropping by almost half. Every quote is based on your own risk profile, so see how yours compares.
Actual results from real OUTsurance clients, shown for illustration only. Premiums and savings vary by individual risk profile and don't guarantee a specific outcome. OUTsurance is a licensed non-life insurer and FSP.
Frequently asked questions about car insurance
I fit one of the profiles on your comparison table exactly. Will I pay the exact amount displayed?
The above table is a good indication of what someone with a specific profile (e.g. 61-year-old woman driving a 2025 Toyota Starlet Cross 1.5XR) could pay. Even so, it’s important to remember that OUTsurance base your premium on your unique risk profile and that many other factors will also be taken into account to calculate your monthly premium.
Why is a fixed excess considered a benefit in car insurance?
A fixed excess provides you with the exact amount that you will need to pay in the event of a claim. Your excess is specified during sales stage and the agreed amount is noted on your insurance schedule. A percentage-based excess on the other hand is a fixed percentage (usually around 5-10%) of the claim amount. If, for example, your repair cost is R300 000, and your percentage-based excess is 10%, you will be liable for a cash payment of R30 000.
What is a cash OUTbonus?
A cash OUTbonus is a cash amount that is paid to OUTsurance clients with active policies who did not submit a claim during a period of three consecutive years. They get 10% of their paid premiums back in cash. If a client remains claim free for another two consecutive years, they get 10% of their paid premiums back over this two-year period; and 10% for every claim-free year thereafter.
Does OUTsurance guarantee my premium?
Yes. Your car insurance premium is guaranteed for the first 12 months — even if you claim. After that, premiums are reviewed annually based on your risk profile and economic factors.
Will I pay less at OUTsurance when I move my car insurance to them?
The only way to know if you will pay less is to get a quick quote. If we can’t beat your current car insurance premium, you can ask us to pay you R500 cash. If you’ve been claim free with your current insurer for three consecutive years – and we still can’t beat your premium, ask us to pay you R1500. You’ll either save on your monthly premium or get cash in your pocket.
*Premiums are risk profile dependent, and reviewed annually based on risk profile and economic factors.
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