See why WeQ4u trusts OUTsurance Business Insurance.
"We are so happy with the premium that we are paying now" - WeQ4u
Over 100 000 businesses trust OUTsurance Business Insurance
Your business could pay less with OUTsurance!
Looking for better business insurance in South Africa? You could be paying less on your monthly premium with OUTsurance. Seen our advert? Here's the real deal behind it.
Frequently asked questions about saving with OUTsurance
How does the 20% discount work?
Switch to OUTsurance Business Insurance and you could get a massive 20% discount (If you’ve been with your insurer or broker for over 5 years).
What is a cash OUTbonus?
At the end of every three consecutive years of cover you can get up to 10% of your paid insurance premiums back in cash depending on your claims ratio, even if you claim.
Why is a fixed excess considered a benefit?
A fixed excess tells you the exact amount you'll pay in the event of a claim, agreed up front and noted on your schedule. A percentage-based excess instead charges a percentage of the claim — on a R300 000 claim at 10% that's R30 000 — which can threaten your cash flow.
Does OUTsurance guarantee my business premium?
Yes. Your premium is guaranteed for the first 12 months — even if you claim. After that, premiums are reviewed annually based on your risk profile and economic factors.
Will my business pay less at OUTsurance when I switch?
The only way to know is to get a quick quote. Switch your business insurance to OUTsurance and you could save up to 20% on your premium. Because your premium is based on your own risk profile, you don't subsidise higher-risk businesses.
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