Switch & Save up to 20% off your business premium*

Your business could pay less with OUTsurance!

Looking for better business insurance in South Africa? You could be paying less on your monthly premium with OUTsurance. Seen our advert? Here's the real deal behind it.

Bosmansdam High School saves R3 705pm with OUTsurance.

Bosmansdam High School put OUTsurance to the test. When they discovered a saving of R3 705 per month, they made the switch without hesitation. Your business could be next!

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The Gas Mart switched and got up to 20% off on their premiums.

Selling LP gas comes with a unique set of risks. From your buildings and stock to the people who keep your business running, having the right cover matters. The Gas Mart switched to OUTsurance Business Insurance, secured customised cover for their needs, and saved on their premiums. See if your business could save too.

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The Villa Rosa keeps its guesthouse covered while saving up to 20% on their premiums.

A boutique guesthouse relies on many moving parts to deliver a seamless guest experience, from the building and its contents to the staff who keep everything running smoothly. The Villa Rosa switched to OUTsurance and received cover tailored to their needs, all while paying less. See if we can beat your current premium.

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Matrix Dental switched to OUTsurance and saved up to 20% on its premiums.

From specialised equipment to advanced technology, a dental practice has valuable assets that need the right protection. Matrix Dental chose OUTsurance Business Insurance for industry-specific cover designed around its business needs. The result? Tailored protection and meaningful savings. Get a personalised quote today.

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Business Insurance savings comparison

Wondering how much your business could save by switching? Here's what real OUTsurance business clients in this campaign saved. They received discounts of up to 20% on their business insurance premiums. Why not see how your savings compare?

Actual results from real OUTsurance clients, shown for illustration only. Bosmansdam High School's R3 705 monthly saving is a real client example; the "up to 20%" saving and all premiums vary by individual risk profile and don't guarantee a specific outcome. OUTsurance is a licensed non-life insurer and FSP.

Frequently asked questions about saving with OUTsurance

Will my business pay the exact saving displayed?

The businesses shown are a good indication of what's possible, but OUTsurance bases every premium on your business's unique risk profile. Many other factors are taken into account to calculate your monthly premium, so your saving may differ. Bosmansdam High School's R3 705 monthly saving is a real client example, not a guarantee for other businesses.

What is a cash OUTbonus?

A cash OUTbonus is a cash amount paid to OUTsurance clients with active policies who did not claim during three consecutive years. They get 10% of their paid premiums back in cash, and 10% for every claim-free year thereafter.

Why is a fixed excess considered a benefit?

A fixed excess tells you the exact amount you'll pay in the event of a claim, agreed up front and noted on your schedule. A percentage-based excess instead charges a percentage of the claim — on a R300 000 claim at 10% that's R30 000 — which can threaten your cash flow.

Does OUTsurance guarantee my business premium?

Yes. Your premium is guaranteed for the first 12 months — even if you claim. After that, premiums are reviewed annually based on your risk profile and economic factors.

Will my business pay less at OUTsurance when I switch?

The only way to know is to get a quick quote. Switch your business insurance to OUTsurance and you could save up to 20% on your premium. Because your premium is based on your own risk profile, you don't subsidise higher-risk businesses.

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