Give your parents the dignified funeral they deserve
Whether you're taking out a new policy on behalf of your parents or adding them to your existing policy, OUTsurance funeral cover for parents allows you to insure your parents and your parents-in-law with ease.
Funeral cover plans pay out a lump sum upon the death of your biological parents, parents-in-law, or adoptive parents to cover funeral costs, or anything else related to organising your parents' affairs. This includes a range of added benefits such as transport, after tears, tombstone, catering and a marquee to make sure they have a dignified send off.
Cover up to 13 family members on one funeral policy
The OUTsurance Funeral Plan will pay out if any of the people covered on your policy pass away. You can choose to insure only yourself or you can get family funeral cover to insure an additional 13 family members on your funeral policy.
This includes your spouse and up to eight children. You can also take out funeral cover for your parents and also your parents-in-law on the same policy.
Funeral cover for parents or parents-in-law
- You can add your parents to your funeral policy provided they are not older than 69.
- This can apply to your biological parents
- Adoptive parents or parents-in-law
- The total number of parents you can cover on one policy is four.
Adding children to your policy
You can add your biological children, stepchildren or legally adopted children to the same funeral policy
You can add them to your policy before they turn 21. Thereafter, they will need to take out their own funeral policy. You can add up to eight children to one funeral policy.
The legal limits on the sum OUTsured for a child defined by the Long-term Insurance Act stipulates that the cover amount at claim stage for children younger than 6 is R20 000 and R50 000 for children between the ages of 6 and 14. Cover for children is limited to 50% of the main *life OUTsured’s cover.
*The main life OUTsured: This will be you – the person who takes out cover with us.
Updating funeral cover for parents, your spouse or children
You can add or remove your *spouse, parents or children from your funeral policy as often as you wish
Please note that a new waiting period will apply every time a new person is added to the policy. This waiting period is only applicable to the person who is being added.
*Your spouse refers to the person you’re married to by law, traditional or customary marriage. If lobola has been paid, you are also considered married.
Adding children to your policy
You can add your biological children, stepchildren or legally adopted children to the same funeral policy
You can add them to your policy before they turn 21. Thereafter, they will need to take out their own funeral policy. You can add up to eight children to one funeral policy.
The legal limits on the sum OUTsured for a child defined by the Long-term Insurance Act stipulates that the cover amount at claim stage for children younger than 6 is R20 000 and R50 000 for children between the ages of 6 and 14. Cover for children is limited to 50% of the main *life OUTsured’s cover.
*The main life OUTsured: This will be you – the person who takes out cover with us.
Updating funeral cover for parents, your spouse or children
You can add or remove your *spouse, parents or children from your funeral policy as often as you wish
Please note that a new waiting period will apply every time a new person is added to the policy. This waiting period is only applicable to the person who is being added.
*Your spouse refers to the person you’re married to by law, traditional or customary marriage. If lobola has been paid, you are also considered married.