Loretta saved R479pm to insure her 2017 BMW 320 A/T
Loretta says, ‘I’m all about customer service! I’m now getting more than that – I’m saving a whole R479. It’s so good that I had to add my other car. I’m ready for my OUTbonus!’
Real Clients. Real Savings.
See how real clients save up to R1800pm
Seen our TV adverts? Meet the real people behind the savings, as OUTsurance clients share what they actually pay and how much they saved by switching.
Car insurance premium comparison
Wondering how much you could save by switching your car insurance? The table below shows what six OUTsurance clients were paying before versus their new premium. Their monthly savings range from R282 to R1803 — with some premiums dropping by almost half. Every quote is based on your own risk profile, so see how yours compares.
Premiums and savings vary by individual risk profile and don't guarantee a specific outcome. OUTsurance is a licensed non-life insurer and FSP.
Frequently asked questions about saving with OUTsurance
Are the clients in the OUTsurance TV ads real people?
Yes. Loretta, Lawrence, Lerato and Sylvia are all real OUTsurance policyholders. The premiums and savings shown in the ads are their actual figures, verified against their previous insurer’s schedule before filming.
Are these the client’s actual premiums and savings?
Yes. Before clients are featured in a TV campaign, we ask them to provide us with a copy of their previous car insurance schedule and we then conduct a detailed audit to make sure that we display the correct premium amounts together with the actual saving amounts.
Why is a fixed excess considered a benefit in car insurance?
A fixed excess provides you with the exact amount that you will need to pay in the event of a claim. Your excess is specified during sales stage and the agreed amount is noted on your insurance schedule. A percentage-based excess on the other hand is a fixed percentage (usually around 5-10%) of the claim amount. If, for example, your repair cost is R300 000, and your percentage-based excess is 10%, you will be liable for a cash payment of R30 000.
Can OUTsurance offer me a saving on my car insurance?
The only way to know if OUTsurance can save you money on your car insurance premium is to get a quick quote. If we can’t beat your current car insurance premium, you can ask us to pay you R500 cash. If you’ve been claim free with your current insurer for three consecutive years – and we still can’t beat your premium, ask us to pay you R1500. You’ll either save on your monthly premium or get cash in your pocket.
How do I find out if OUTsurance can beat my current premium?
To see if OUTsurance can beat your current premium, get a recent quote or schedule from your advisor so you can compare properly. OUTsurance guarantees your quoted premium for 12 months, which is an important benefit—even if another insurer appears cheaper at first. While many clients try to negotiate using their old premiums, increases over time often reduce the real price difference.
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