Real Clients. Real Savings.

Yes. Carol, Russel, Sbu and Di are all real OUTsurance policyholders. The premiums and savings shown in the ads are their actual figures, verified against their previous insurer’s schedule before filming.

Yes. Before clients are featured in a TV  campaign, we ask them to provide us with a copy of their previous car insurance schedule and we then conduct a detailed audit to make sure that we display the correct premium amounts together with the actual saving amounts.

A fixed excess provides you with the exact amount that you will need to pay in the event of a claim. Your excess is specified during sales stage and the agreed amount is noted on your insurance schedule. A  percentage-based excess on the other hand is a fixed percentage (usually around 5-10%) of the claim amount. If, for example, your repair cost is R300 000, and your percentage-based excess is 10%, you will be liable for a cash payment of R30 000.

The only way to know if OUTsurance can save you money on your car insurance premium is to get a quick quote. If we can’t beat your current car insurance premium, you can ask us to pay you R500 cash. If you’ve been claim free with your current insurer for three consecutive years – and we still can’t beat your premium, ask us to pay you R1500. You’ll either save on your monthly premium or get cash in your pocket.

To see if OUTsurance can beat your current premium, get a recent quote or schedule from your advisor so you can compare properly. OUTsurance guarantees your quoted premium for 12 months, which is an important benefit—even if another insurer appears cheaper at first. While many clients try to negotiate using their old premiums, increases over time often reduce the real price difference.