Intentional damage to your vehicle

What if someone scratched your car on purpose?

If someone maliciously and deliberately damaged your car; let us be the first to sympathise with you. Sadly enough, many people will need to submit claims because of other people intentionally causing damage to their vehicle, either by scratching the paint with a sharp object, damaging the wing mirrors, slashing the tyres or even smashing the windows or the rear  lights.

At OUTsurance, we’ll cover this damage as standard as part of our comprehensive car insurance cover.

Report the incident as soon as possible.

First off, make sure you report the incident to the police within 24 hours to get a case number.

If you decide to submit a claim, we will be happy to manage the entire repair process from beginning to end. We will need to assess your vehicle to determine the extent of the damage.

Take steps to prevent further damage.

It’s very important that you take all the necessary steps to prevent any further damage to your vehicle after it was vandalised. For example, if someone smashed your car window, you may want to fix some sort of plastic covering to the window so that at least no one will be able to put their hand through the broken window and steal your car radio or other valuables.

Will I lose my OUTbonus even if the damage was caused by someone else?

Yes. Once your claim has been settled, you will forfeit your OUTbonus payout.