We cover hail damage as standard
Next time you’re stuck in what feels like an apocalyptic hailstorm, relax…OUTsurance will pay for the damages to your vehicle! In contrast to many other insurance companies, we cover hail damage as part of our standard comprehensive car insurance package.
You may also be pleased to know that our comprehensive buildings insurance package will have you covered in case of storm damage to your building (i.e. damage caused by hail, gale-force winds, or flooding). Don’t wait until it’s too late, chat to one of our advisors today to get your buildings insurance sorted.
Tips for preventing hail damage to your vehicle
Tip 1: If you’re on the road, try to find some sort of shelter such as a bridge where you can park safely.
Tip 2: If it’s safe to do so, pull off the road (the hail will cause less damage when you’re not moving at a high speed).
Tip 3: If you’re unable to park in your garage, layer your vehicle with a thick blanket to minimise the impact of the hailstones.
Submit your hail damage claim online. Alternatively, please contact us on 08 600 70 000.
Yes. It’s completely up to you whether you’d like to submit a claim or not. If you want to repair the vehicle yourself, you’re welcome to do so.
Just keep in mind that we will not be able to guarantee the quality of workmanship as would be the case when you use one of our approved service providers.
We have long-standing relationships with our list of service providers and we’ll do our best to get your vehicle repaired as soon as possible. All repairs are guaranteed for a period of 12 months.
No, hail damage is not classified as an accident like a collision or crash. Instead, it falls under “acts of nature” and is covered by comprehensive car insurance. If you only have third-party or limited cover, hail damage repairs are usually not included. To ensure protection against hailstorms, make sure your policy includes comprehensive coverage.