Comprehensive cover for cars and other vehicles – let’s keep you moving
Whatever you drive, you’ll want to keep it protected. With our fully comprehensive motor insurance, you’ll always get more than you bargained for.
Choose OUTsurance for comprehensive insurance and to enjoy cover against loss or damage caused by theft, hijacking, accidents, flood, hail and even intentional damage caused by someone else.
You’re even covered for other people’s loss or damage if you can be held legally liable for this loss.
On a tight budget? As an alternative to getting comprehensive car insurance quotes only, you may want to consider Essential car insurance for car insurance that's been custom designed and perfectly priced for unfinanced cars older than five years and valued at less than R130,000.
Why choose comprehensive car insurance from OUTsurance?
Add these to your comprehensive car insurance for complete peace of mind
Car hire
For a small additional premium, you can get up to 30 days’ car hire following a claimable accident, or in the case of a theft or hijacking.
You can even choose which type of vehicle you get when taking up this option.
4x4 Insurance
With OUTsurance, you can add optional cover for travel beyond South Africa. This includes protection for your 4x4, trailer, motorcycle, caravan, or watercraft, even for off-road use (as per manufacturer specs) as an add-on to your comprehensive insurance cover.
SmartDrive
Register for SmartDrive through the OUTsurance App and start tracking your driving habits. As the regular driver of a vehicle, you’ll earn a 10% discount on your premium just by monitoring your behaviour and following the feedback provided.
Credit shortfall
We can give you cover for the shortfall that occurs when your outstanding vehicle finance amount is more than the amount your vehicles is insured for – in the event of a total loss (write-off or unrecovered theft).
Sound equipment
With OUTsurance comprehensive car insurance, your vehicle’s standard factory-fitted sound equipment is automatically covered. But if you've installed additional sound gear, you can specify these items for optional cover.
Bicycle insurance
We may not know the latest on race strategy or training regimes, but we consider ourselves to be experts when it comes to bicycle insurance. With our cover, you’re insured for theft and damage during a race, training and whilst on a social ride. Bicycle insurance can be added to your car insurance or portable possessions insurance.
Watercraft insurance
Get comprehensive cover for your watercraft, whether it is being transported, ashore or afloat on coastal or inland waters. Included here is wreckage salvage and even legal liability in the event of an accident.
Why choose comprehensive car insurance from OUTsurance?
Add these to your comprehensive car insurance for complete peace of mind
Car hire
For a small additional premium, you can get up to 30 days’ car hire following a claimable accident, or in the case of a theft or hijacking.
You can even choose which type of vehicle you get when taking up this option.
4x4 Insurance
With OUTsurance, you can add optional cover for travel beyond South Africa. This includes protection for your 4x4, trailer, motorcycle, caravan, or watercraft, even for off-road use (as per manufacturer specs) as an add-on to your comprehensive insurance cover.
SmartDrive
Register for SmartDrive through the OUTsurance App and start tracking your driving habits. As the regular driver of a vehicle, you’ll earn a 10% discount on your premium just by monitoring your behaviour and following the feedback provided.
Credit shortfall
We can give you cover for the shortfall that occurs when your outstanding vehicle finance amount is more than the amount your vehicles is insured for – in the event of a total loss (write-off or unrecovered theft).
Sound equipment
With OUTsurance comprehensive car insurance, your vehicle’s standard factory-fitted sound equipment is automatically covered. But if you've installed additional sound gear, you can specify these items for optional cover.
Bicycle insurance
We may not know the latest on race strategy or training regimes, but we consider ourselves to be experts when it comes to bicycle insurance. With our cover, you’re insured for theft and damage during a race, training and whilst on a social ride. Bicycle insurance can be added to your car insurance or portable possessions insurance.
Watercraft insurance
Get comprehensive cover for your watercraft, whether it is being transported, ashore or afloat on coastal or inland waters. Included here is wreckage salvage and even legal liability in the event of an accident.
Comprehensive vehicle insurance vs. Essential car insurance
Pick the car insurance option to suit your needs and your pocket.
Need to submit a claim?
Submitting a claim is easy via the website, OUTsurance portal, the OUTsurance App or by calling our friendly call centre. Find out everything you need to know in our How to claim section.
Submit a claim