If you choose to include the optional 100% OUTbonus with your fully underwritten life cover, you will automatically receive all of your paid life insurance premiums back in cash after 15 consecutive years of not claiming! That’s a 100% OUTbonus, just because you didn’t claim! Choosing this option will cost you more on your monthly premium. Feel free to ask one of our life insurance advisors to explain the effect this will have on your premium.
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Does the Life OUTbonus only apply to your fully underwritten life product?
The Life OUTbonus applies to all our life insurance product offerings except for Life protector. For detailed information on your specific product and the OUTbonus offering that applies to you, please talk to one of our life insurance advisors by calling 08 600 60 000.
Will I always lose my OUTbonus when I claim?
Clients who applied for fully underwritten life cover will, unfortunately, lose their OUTbonus if they claim within the first 15 years of their policy. When in doubt, please refer to your schedule or give us a quick call on 08 600 60 000, we’d be happy to assist.
Will existing OUTsurance life insurance clients automatically be switched to the new OUTbonus structure?
No. But, you’re most welcome to give us a quick call on 08 600 60 000 and we will get you sorted as soon as possible.