If you're a safe driver, this one's for you!

Safe_Driver@OUT is a comprehensive car insurance product where your premium is based on how you drive and is designed to reward you for clocking up less mileage, developing safe driving habits and being more aware of the times of the day and night that you are on the road.

It's just perfect for those of us who have come to realise that an impressive talent for accelerating through corners at mind-numbing speeds whilst still being able to come to a complete standstill at a traffic light only a few meters away, is not something to be proud of.

In fact, Safe_Driver@OUT is perfect for those of us who'd rather leave 5 minutes earlier for a meeting than driving recklessly and aggressively through traffic.

Safe_Driver@OUT has been designed for people who typically:


  • drive less than 15,000 km per year
  • keep within the speed limit
  • do not drive through corners at excessive speeds
  • do not accelerate harshly
  • do not brake harshly
  • do not often travel at night.

We track your every move.

Your driving behaviour is closely monitored by means of a Tracker Skytrax device that is fitted to your vehicle. This device will provide detailed reports on the position, speed, and acceleration of your vehicle which will help us to accurately determine your premium.

At the end of every month, you will be e-mailed a record of your driving behaviour. This data will only be available 30 days after the installation of the device.

As a sophisticated tracking device is fitted to your car to collect the required information, this product will not suit people who disconnect the battery when the vehicle is not in use.

As you can see, Safe_Driver@OUT goes far beyond just measuring how far you drive. We look at how you drive and use this data to scientifically calculate your insurance premium.

Guaranteed premiums - with a possible discount.

In typical OUTsurance style, your premium is still guaranteed for a year and will only be reviewed at the anniversary of your facility. If we observe your driving style to be more conservative than average, and you managed to remain claim free for the year, you could save up to 20% of your insurance costs when opting for Safe_Driver@OUT.

We are prepared to pay anybody R400 cash if we are unable to beat his/her current car insurance premium when quoted on a like-for-like basis, click here for more

Download SafeDriver@OUT brochure.