What to expect when getting an OUTsurance car insurance quote

Only 10 minutes of your time could result in great car insurance savings every month!

Because we want to offer you the most affordable car insurance while still giving you value-for-money car insurance, we don't make any assumptions about you or your car insurance needs. Instead, we ask questions to better understand your unique circumstances and the risks you may need to be covered for so that you don’t end up paying for what you don’t need. 

Typical questions

  • What is the colour of your car?
  • Have you completed any advanced driving courses?
  • Do you use the car for business or for private purposes?
  • Where do you park your car during the day?
  • Your previous claims experience

Start your car insurance quote now!

 

OUTsurance comprehensive car insurance

Our comprehensive car insurance covers you against loss or damage to your vehicle and for other people’s loss or damage if you are liable for the accident. It also gives you access to our full range of benefits, including a fixed excess, 24/7 roadside assistance, up to R5 million liability cover and our famous cash OUTbonus, which is a cash bonus awarded to clients who remain claim free.

 

Why you should choose comprehensive car insurance from OUTsurance

Help@OUT emergency roadside assistance
Help@OUT emergency roadside assistance

OUTsurance comprehensive car insurance clients have access to Help@OUT, our emergency assistance service. With just the push of a button on our app, roadside assistance will be sent to your rescue no matter how far away from home you are as long as you’re still in South Africa.

Lost and stolen keys
Lost and stolen keys

If you lose your car keys or they get stolen or damaged, you will be covered. Best of all, you will not be charged extra to add this cover to your policy for as long as you’re an OUTsurance comprehensive car insurance client.

cash OUTbonus
OUTbonus

We reward our clients for remaining claim free with a cash OUTbonus! If you don’t claim for three consecutive years, you will receive  10% of your paid insurance premiums back in cash..

Switch to OUTsurance or get R500
Switch to OUTsurance or get R500

We are so confident in our affordable motor insurance offering that we’re willing to put money on it. Get a motor vehicle insurance quote to see how much you could save with OUTsurance.

If we can’t beat your current car insurance premium on a like-for-like basis, ask for R500 or even R1500 if you have been claim free and with the same insurer for the past three years. Ts and Cs apply.

Factors that may affect your premium

Your monthly insurance premium may vary due to certain factors, even if you are being quoted on the exact car with the same mileage as another person. These include:

Your car insurance history

Your driving history can affect the premium for your car insurance. The number of accidents you have been involved in, regardless of whether or not you were the cause, will be considered and another factor that is taken into consideration is the number of years you have had  a driver’s licence.

Insurance history

Your driving history can affect your quote on car insurance, specifically, your premium.

The number of accidents you have been involved in, regardless of whether or not you were the cause, will be considered.

Another factor that is taken into consideration is the number of years you have been having a driver’s license.

What the car is used for

Insurance for cars that are used for business will generally be more costly because you spend more time on the road, which increases your risk for accidents.

Furthermore, if the nature of your business requires you to travel with equipment and tools, you will need to make sure that your equipment is appropriately covered. Perhaps you should consider chatting to our Business OUTsurance team for more information on business car insurance quotes.

Vehicle type

The more expensive your car, the more you will have to pay for your car insurance. This is because it would generally cost more to repair a more expensive/luxury car if you’re involved in an accident or if it has to be replaced.

Additionally, modifications can also cause your car insurance premium to increase.

Frequently asked questions about getting a car insurance quote

How long does it take to get car insurance quotes from OUTsurance?

Only a few minutes of your time, could save you thousands of rands on your comprehensive vehicle cover. Simply click here to start car insurance quotes online quote or call OUTsurance on 08600 60 000 to speak to one of our expert sales advisors. 

Does third party cover form part of the quote?

Yes.  You get up to R5 million liability cover as part of our fully comprehensive car insurance product. Third party cover provides you with cover if you can be held legally responsible for causing damage to someone else's vehicle or their property. 

What happens if OUTsurance is more expensive than my current car insurance?

The OUTsurance team is so confident that they can beat your current vehicle insurance premium that you can ask them to pay you R500 cash if they're more expensive. If you've been claim free, with the same insurer for three consecutive years, and OUTsurance still can't beat your current vehicle insurance premium, ask them to triple their R500 to R1500 instead. You'll either get a monthly saving, or you will get cash in your pocket. It's a win-win situation.