OUTsurance Advertising Ts and Cs

Car insurance
R500/R1500 promotion

If we can’t beat your current car insurance premium, ask for R500. Claim-free with the same insurer for 3 years? Make that R1500.  You can only qualify once for any quote promotion in a 24 month period.

Click here for Ts and Cs

Car Insurance
Adverts featuring OUTsurance clients

Premiums are risk profile dependent and reviewed annually based on risk profile and economic factors. Client comments do not constitute financial advice. All ads featuring persons with savings are actual insurance policyholders with OUTsurance.

Read more about OUTsurance Comprehensive Car Insurance here.

Car Insurance

Adverts featuring insurance premiums

Premiums are risk profile dependent and reviewed annually based on risk profile and economic factors. 

Read more about OUTsurance Comprehensive Car Insurance here.

Essential Car Insurance
Adverts featuring OUTsurance Essential Car Insurance clients

Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. For cars not financed, older than 5 years and valued at less than R130 000. Claims paid within 5 working days on average. Client comments do not constitute financial advice. 

Read more about OUTsurance Essential Car Insurance here.

Business OUTsurance
20% discount on Business Insurance

If you've been with your current Business insurer or broker for over 5 years, you can get an automatic 20% discount on your business insurance premium when you switch your Business Insurance to OUTsurance. This discount applies to the following sections: Fire, Theft, Accidental Damage, Buildings Combined, Office Contents, Business Interruption, Money, Goods In Transit, Business All Risk, Public Liability, Motor Specified, Electronic Equipment, Motor Trader Internal and Motor Traders External. Client comments do not constitute financial advice.

Read more about OUTsurance Business Insurance here.

Business OUTsurance
Adverts featuring Business OUTsurance clients

Premiums are risk profile dependent and reviewed annually based on risk profile and economic factors. Client comments do not constitute financial advice. All ads featuring persons with savings are actual insurance policyholders with OUTsurance.

Read more about OUTsurance Business Insurance here.

Life Insurance

No medicals for qualifying clients

No medicals or blood tests needed for life policies up to R5 million, for qualifying clients. Premiums quoted are risk profile dependent and guaranteed for 5 years subject to an average increase of 6% per annum. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Life Insurance here.

Life Insurance

Adverts featuring insurance premiums

Premiums guaranteed for 5 years and may increase annually based on age and premium structure selected. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Life Insurance here.

Funeral Insurance
Adverts featuring Funeral Insurance clients

Premiums are risk profile dependent, guaranteed for 1 year (based on the anniversary date of the policy) and subject to an annual increase of 5% and/or economic factors. Client comments do not constitute financial advice. Limits apply.

Read more about OUTsurance Funeral Insurance.

Pet Insurance
Adverts that feature OUTsurance Pet Insurance Clients

Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Client comments do not constitute financial advice.  Limits apply.

Read more about OUTsurance Pet Insurance.

Adverts that feature the OUTbonus
  • The Personal OUTbonus is a standard product feature, only paid after three claim-free years and premium dependent. Read more here.
  • The Business OUTbonus is paid if the loss ratio over a specified three-year period is 30% or less, is premium dependent, and included in the standard benefits. Read more here.
Adverts that feature Ombudsman results, Hellopeter TrustIndex Ratings and Google Reviews.
  • Based on internal ombudsman data for non-life personal lines for the calendar year 2021-2024. OUTsurance also outperformed their previous best for the lowest number of complaints per 1,000 claims referred to the Ombudsman, based on internal data from January 2025 until the end of July 2025.
  • Based on data provided by Hellopeter from August 2024 up and until July 2025.
  • Google Reviews data from January 2025 until July 2025.
Adverts that reference awards won by OUTsurance
Kantar BrandZ - 2024 Most Valuable SA brands
  • Special award - Most Successful in Demonstrating Great Value

News24 Business Awards 2023-2025
  • Short-Term Insurer of the Year
Beeld Jou Keuse/Readers’ Choice 2024
  • Winner - Versekering/Insurance
  • Third Place - Troeteldierversekering/Pet Insurance
Best of Pretoria Readers' Choice Award 2024
  • Second place - Best Home and Car Insurance Company
City Press Readers' Choice Awards 2024
  • Winner - Best Insurance
  • Third Place - Best Pet Insurance
Daily Sun Readers' Choice Awards 2024
  • Winner - Short-Term Insurance
Die Burger Jou Keuse/Reader's Choice 2024
  • Winner - Short-Term Insurance
Rapport Readers’ Choice Awards 2024
  • Second Place - Versekering/Insurance
The Star Readers’ Choice Best of the Best Awards 2023
  • Winner - Best Home Insurance
  • Winner - Best Business Insurance
  • Second Place - Best Vehicle Insurance