All benefits under Lady@OUT will apply. However, you won't be able to use the spa treatment benefit after a burglary claim as you would need contents or buildings insurance cover at OUTsurance. The same goes if you only have contents insurance with us, in which case you would not receive a spa voucher after a vehicle claim.
No. Lady@OUT is available to all female members of the household, irrespective of whether you're the policyholder, regular driver, or the owner of the household contents or building. Each lady specified on the policy will qualify for all the benefits subject to the conditions and limits per person insured.
If a member of a household temporarily resides at a different address than the one noted on your facility (for example, your daughter lives in a commune at university), they can also enjoy Lady@OUT benefits that are not limited to the noted address. These include:
- Handbag and document cover
- Spa treatment following specific vehicle claims
- Trip monitoring
- Groceries stolen from your vehicle
- Medical, Legal, Trauma and HIV Care
If, however, they also want access to all of the benefits for this product, they should ask that their details together with their temporary address are noted on your facility.
No, all insured ladies must be a member of the household. If your grandmother wants Lady@OUT cover, she would need to apply for vehicle insurance, buildings insurance, or contents insurance in her own capacity.
The following claims will affect the OUTbonus:
- Spa treatment following certain valid claims
- Handbag and document cover
- Groceries stolen from your vehicle
No, Lady@OUT is only available for the personal product.
Unfortunately, Lady@OUT is only available to you if you have personal insurance in place.
Unfortunately not. You only qualify for the spa benefit following a valid vehicle accident, theft, hijack or a burglary claim.
No, only the incident driver (if specified as an insured person on Lady@OUT) qualifies for the spa treatment.
No, each insured person only qualifies for one spa voucher per valid claim (i.e. one per incident).
Yes, men can also apply for Lady@OUT cover.
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