Life insurance quotes online


Why is life insurance considered a necessity? Well, simply put - if you pass away unexpectedly, your family will be able to maintain the same standard of living they’ve become accustomed to. Additionally if you become critically ill, having a life insurance policy in place will protect you and ensure you're taken care of financially. 

Most banks will also insist that you take out life insurance before they’ll assist with a home loan or finance a vehicle - which makes sense if you think about it. If you pass away with outstanding debt on your house or vehicle, the bank needs some sort of guarantee that their debt will be settled, regardless. 

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No medicals or blood tests needed for qualifying clients for life policies up to R5 million.

Life may be unpredictable, but choosing to safeguard the financial future and the dreams of your family doesn’t have to be. Find out more about OUTsurance Death cover.

 

No medicals or blood tests

Get a life insurance quote

We live in an age where online shopping, video calls with friends and family, and electronic banking have become the norm. With the focus on going online, life insurance companies need to make sure that they are continually evolving and keeping up with the competition. 

At OUTsurance, getting an online life insurance quote couldn't be easier - simply click here to start your quote now. Alternatively, download the OUTsurance App and click on the 'get a quote' button to start.

Once you sign up, you can also visit the app or portal to view and manage your online life insurance policy or download relevant documents. 

So, what are you waiting for? Get your life insurance policy quotes online. 

Get a life insurance quote

Why choose OUTsurance life insurance?

In the market for better life insurance? At OUTsurance, you could get fully comprehensive life insurance cover plus a host of benefits backed up by awesome service.

Simply complete the online quote form on our website and one of our expert life insurance sales advisors will call you back to help you tailor your insurance cover around your specific circumstances as well as your budget. 

You always get something OUT.

  • No paperwork, hidden costs or fine print. 
  • Your premium is guaranteed for a total of five years and may increase annually based on age and premium structure selected.
  • You can choose the time period for which you require life cover
  • We offer flexible payment structures
  • You’ll never have to pay for any medical tests before you take out cover with us. We’ll even go as far as sending a nurse to your home to conduct blood tests if you’re unable to visit any of the medical centres in your area. 

Request your OUTsurance life insurance quote online now!

We understand how important your privacy is and will protect your personal information. By providing your email or mobile phone details you are agreeing that we may contact you regarding this quote. Also note that some advisors work under supervision. This is to ensure that you’ll get nothing but awesome service, all of the time!

Frequently asked questions

Will I have immediate cover after getting a life insurance quote?

OUTsurance Life offers a No Meds Life Insurance product which allows qualifying clients…

OUTsurance Life offers a No Meds Life Insurance product which allows qualifying clients who apply for life insurance of up to R5 million to get immediate cover, without having to go for medical exams or blood tests. One quick phone call could get you immediate cover. 

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Do I need to let you know if I take up a potentially dangerous new sport or hobby?

Please inform us immediately if you take up a hazardous sport or activity that was…

Please inform us immediately if you take up a hazardous sport or activity that was not disclosed when you took out a life insurance policy with us.

This excludes: 

  • if you scuba dive up to 30 metres while in possession of a recognised diving qualification;
  • or any once-off casual participation in a hazardous sport or activity in an appropriately controlled environment.
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Does OUTsurance Life offer flexible payment structures?

OUTsurance Life offers three different payment structures - each of which has…

OUTsurance Life offers three different payment structures - each of which has been designed to cater to your unique life insurance needs and budget.  The life insurance advisor will discuss each of these in more detail during the life insurance quote process. 

Level premium - level sum insured

Your premium and sum insured will remain level for the cover period.

Increasing premium - level sum insured

Your premium will increase on a life insurance policy anniversary with the percentage noted on your schedule. Your sum insured will remain level for the cover period.

Increasing premium - increasing sum insured

Your premium and sum insured will increase on a life insurance policy anniversary with the different percentages noted on your schedule.

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