Spring cleaning is the motivation to say “out with the old and in with new”, to assess what may have gotten out of control, to get your affairs in order, clear out the unnecessary and make way for better living. But spring cleaning isn’t limited to your home or garage, it’s a great idea to refresh your insurance too!
Give your insurance policies a good once-over:
If you last looked at your insurance when the exchange rate was under R10 to the dollar, it’s time to spring clean your policy! The seasons have changed, the economy has changed and more importantly, you’ve changed.
We know that car, home and life insurance is important but once taken out, they suffer the consequences of being out of sight and out of mind, until the unfortunate day that we ever need to claim. So, while you’re in the spirit of clearing out and making a change, look into updating your insurance profile.
Life events such as getting married, buying a house and having children are just a few of the instances that change your risk profile and make a real difference to your insurance cover and premium payments.
Many people are surprised to learn that many of these life changes – such as moving closer to work, moving to a company that offers you secure parking during the day, even changing to a job where you travel less and spend more time at your desk – can make a significant difference to how much you pay for car insurance.
OUTsurance actually rewards its clients for changes that make their behaviour less risky, by giving them lower insurance premiums as they’re less likely to claim, and OUTbonuses that accumulate over time, as those carefree, claim-free years go by!
Dust off the extra Rands:
Have a good understanding of what your needs are, know what your insurance covers, and make sure that you’re getting (and actually need) the cover you’re paying for. And if you have an insurer that doesn’t allow you to tailor your cover in this way, shop around for one that does!
Another good question to ask of your insurer is: “do they look for ways to save me money?” OUTsurance, for example, has more than 40 ways to save you money on car insurance. Perhaps you have a tracking device fitted to your vehicle, perhaps you’re a really careful driver and haven’t claimed in years, or maybe you’re a pensioner and don’t drive much. These are just some of the small things about you that can help dust off a few extra Rands every month on your insurance premium.
With the promise of change in the air, switching your insurance to get a better deal is a perfect way to spring clean your finances.
So start afresh this spring with less financial clutter and more cash in hand when you switch to OUTsurance, an insurer who not only has more than 40 ways to save you money on car insurance but will give you R400 if they can’t beat your current premium.