All the car insurance you'll ever need

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Why you’ll love our essential car insurance product.

If you feel that the cost of car insurance is too high considering the value of your vehicle, our essential car insurance product may just be the perfect fit. Choose a combination of accident, theft and liability cover at a premium you can afford and be in complete charge of the repairs process.

Liability cover for up to R1 million

If an accident is your fault and you are legally liable for damage to a third party’s vehicle, we’ll pay for damages up to a maximum of R1 million – with no excess payable.   


Theft cover

If your vehicle is stolen or hijacked, we’ll pay out the full retail value minus your excess amount.  

You can specify maximum accidental cover up to 40% of the retail value of the vehicle

If your vehicle is damaged in an accident (or damaged because of fire, explosion, earthquake, snow, hail, flood or storm), we’ll pay out the value of the damage up to the maximum amount selected.

You’re completely in charge of the repair process

Your claim will always be paid out in cash. We will deduct your excess (the first amount not covered) from the final payout amount. This amount is set at a default of R1 000 which you can increase up to R4 000 if you’d like. Not only does this leave you with cash in your pocket, but you’ll also be in complete control of the repair process (i.e. you can shop around for the best price and arrange for repairs at a service provider of your choice). 


The ins and outs of essential car insurance

The ins and outs of essential car insurance

Essential car insurance is perfect for vehicles valued at less than R125 000, older than five years, and not financed.

Go on, have a chat with one of our expert sales advisors and get the best combination of essential accident, essential theft, and essential liability cover to suit your needs and your pocket.


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