Car insurance

  • Cash OUTbonus
  • Free Help@OUT roadside assistance
  • Premiums guaranteed for 12 months
  • Low fixed excesses
  • Quick claims turnaround
  • Awesome service

Essential car insurance

Need insurance for your car? 

If you think the cost of comprehensive car insurance is too high considering the value of your vehicle, let OUTsurance provide you with a cheaper essential car insurance premium instead!

Essential car insurance

If your vehicle is valued at less than R100 000, older than five years, and not financed then this could be the product for you.

  • When your vehicle is damaged in an accident (including fire, explosion, earthquake, snow, hail, flood or storm), we pay you up to 40% of your OUTsured value in cash. 
  • We'll also provide you with cheap car insurance cover in countries outside South Africa including Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland and Zimbabwe.
  • With essential car insuranceyou select the exact amount of accidental damage cover  you require within certain limits, depending on the vehicle. 
  • Your excess is in the form of a payment deduction (first amount not covered). This amount is set at a default of R1 000 which you can increase up to R4 000 if you’d like. 
  • Not only does this leave you with cash in your pocket, but you'll also be in complete charge of the repair process!

 Essential accident cover, essential theft cover and essential liability cover are included in the essential insurance package designed to suit your needs and your pocket.

  • If you're involved in an accident we'll pay out the damages value up to the maximum amount selected for accidental damage, in cash.
  • If an accident is your fault and you are legally liable for damage to a third party's vehicle, we'll pay for damage to the other person's vehicle to a maximum of R1 million, with no excess payable.
  • If your vehicle is stolen, we'll pay the full retail value of the vehicle.