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We understand how important your privacy is and will protect your personal information. By providing your personal information you are agreeing that we may process it to furnish you with a quote. Also note that some advisors work under supervision. This is to ensure that you’ll get nothing but awesome service, all of the time! Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Ts, Cs and limits apply. It is important to provide us with correct information, otherwise it could affect the outcome of your claim. The OUTbonus is a standard product feature, only paid after three claim-free years and premium dependent.

Essential car insurance – for older vehicles

If your car has been around the block, you could be saving even more than ever on your monthly car insurance premiums. Get the cover that keeps things simple, while enjoying real peace of mind.

Take up Essential car insurance if your car is:

Over 5 years old
Not financed
Worth under R130 000

Why choose Essential car insurance from OUTsurance?

R1m liability cover

If you’re legally responsible for damage to a third party’s vehicle, we’ll pay up to R1 million.

Theft cover

If your car is stolen or hijacked, we pay you the full retail value, minus a standard R3 000 first amount not covered.

Accident cover

If you have an accident, we'll pay out the value of the damage in cash (40% of the vehicle’s retail value).

Take charge of repairs

We pay out claims in cash, less R3 000 first amount not covered. This puts you in control of the repair process!