Motorcycle insurance

If you own a motorcycle, comprehensive motorcycle cover is a must-have. Motorbike insurance with OUTsurance provides you with peace of mind, knowing that you’ll be covered for loss or damage following a sudden, unforeseen event.

This is why you need motorcycle insurance


Riding without motorcycle insurance is a risk not worth taking. Without cover, any loss or damage to your bike will come out of your own pocket. And if the worst happens—your bike is stolen or written off—you might not be in a financial position to replace it.


Motorbike insurance gives you peace of mind and protects you from unexpected costs that could set you back significantly.

Comprehensive motorcycle insurance also includes cover in the event of a third-party claim where you can be held legally liable for causing damage to someone else’s vehicle.


Speak to one of our expert sales consultants about a motorcycle insurance solution that will fit your very specific insurance needs and your budget. Give OUTsurance a call on 08 600 60 000.

why you need motorcycle insurance

Enjoy comprehensive motorcycle cover

With our comprehensive motorcycle insurance package, you’ll be insured in case of:

  • accidental damage
  • intentional damage
  • Theft and hijack
  •  fire damage
  •  damage caused by acts of nature.

We’ll even provide you with cover in cases where you can be held legally responsible for causing injury to someone else or to their property.
For comprehensive motorcycle insurance, get a quote now.

Get a comprehensive insurance quote
We can’t wait to spoil you with awesome benefits!

At OUTsurance, you automatically get access to our list of standard benefits, which include the following:

  • Premiums are reviewed once a year on the renewal date of your policy. A fixed excess amount, no matter how big your claim.
  • A cash OUTbonus (10% of your paid premiums back in cash after three claim-free years)
  • Fast and fair claims settlement
  • Access to our service providers
  • 24/7 Help@OUT emergency roadside assistance
  • Panic Assistance is available to OUTsurance car insurance clients at no additional cost on subscription. One tap on the OUTsurance App gives you access to 24/7 access to medical assistance and armed response.

Not in the market for motorcycle insurance? Let’s help you  save money on your car insurance. Get a quote now!

OUTsurance motorcycle insurance terminology

A superbike

A superbike is typically bought because of their power and speed. Some smaller engines like 250cc are also incredibly fast and built for speed – as such, they may also be classified as a superbike, even though they have relatively small engines. Sport tourers are very similar to superbikes in that they’re generally fast but offer the rider a more comfortable ride as opposed to a true superbike. These bikes are also classified as superbikes, as they have a similar level of performance and usage.

Tourer

A tourer is also considered very fast but different to a superbike, tourers have been designed for comfort and ease of travel, especially when it comes to travelling long distances.

Cruiser

These bikes are typically bought by people to ‘cruise’ around town. These bikes can be very expensive but are considered a lower risk compared to a superbike.

On/off-road bikes

Bikes that fall into this category are built for both on-road and off-road use. For us to cover bikes in this category, they must be licensed and registered.

Scooter

Scooters are generally used to travel to work and back. They mostly have smaller wheels, with engines smaller than 400cc.