Business insurance 

  • Dedicated business advisors
  • Tailor-made products
  • Over 30 industry-specific cover options
  • Stand-alone asset cover
  • Fixed excesses
  • Cash OUTbonus

Business car/fleet insurance

Awesome business car insurance benefits – this is what you’ll get OUT

  • At OUTsurance, our business car insurance premiums are based specifically on the risk profile of your business.  
  • Your excess will remain fixed regardless of the value of your claim, so you always know what an incident could cost you.
  • Your company's car insurance premium stays fixed for 12 months.
  • Choose to insure your company cars and commercial vehicles at retail value rather than market value.
  • Our claims team is dedicated to process your claim as quickly as possible.
  • You have access to Help@OUT emergency roadside assistance - 24 hours a day, 7 days a week. Free roadside assistance is automatically included for vehicles with a mass of less than 3 500kg.
  • If your business remains claim free for a period three years, a cash OUTbonus will be coming your way!
  • We'll pay for reasonable storage costs or towing to the nearest repairer.
  • OUTsurance will pay for the costs incurred for the removal of the wreckage as well as costs for replacing locks, keys, remote controls or the reprogramming of vehicle security systems.
  • Commercial vehicles will be repaired by our approved panel of repairersAll repairs are guaranteed for 12 months.
  • You'll automatically have business car insurance cover when you're using your business vehicle in South Africa. You can also apply for cover when going on business trips to countries outside South Africa (Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland and Zimbabwe). You can even get additional cover for business trips to other African countries to include Kenya, Tanzania, Uganda and Zambia as well as the DRC (all areas South of Lubumbashi).

Documents | Frequently asked questions

Choose the perfect business car insurance package:

  • Comprehensive car insurance for company cars
    Our comprehensive business car insurance package provides you with the best possible insurance for your business vehicles. We've gone out of our way to cover commercial vehicles for damage caused by an accident, intentional damage (which includes theft and hijacking), fire as well as acts of nature.
  • Limited car insurance for company cars
    This insurance option is a cheaper option that provides cover in case of theft, hijacking or fire. Your business will also be covered for liability to other parties.
  • Liability to other parties
    If you can be held legally liable for causing damage to the property of other parties as a result of a vehicle accident, Business OUTsurance will cover a maximum of R5 million in damages.

Optional products to add to your business car insurance

The following optional products can be added to your commercial car or fleet insurance pacakge:

 

* Personal car insurance is also available for you personally or can be added to your business facility.