Awesome car insurance benefits
- At OUTsurance, your car insurance premium is based on your personal risk factors. If you have a low risk profile, we will reward you with a low premium.
- Your excess will remain fixed regardless of the value of your claim, so you always know what you will have to pay in case of an incident.
- You can also select a lower fixed excess by paying a higher premium or a higher excess and pay a lower premium.
- Enjoy peace-of-mind, knowing that your premium stays fixed for 12 months.
- You can choose to insure your vehicle for its retail value rather than its market value - giving you a better chance of replacing your vehicle with a similar one in the event of a theft or write off.
- Our claims team will process your claim faster than you'd ever expect - we're dedicated to get you back on the road as quickly as we can.
- Receive free Help@OUT emergency roadside assistance - 24 hours a day, 7 days a week.
- Receive a cash OUTbonus after three consecutive years of not claiming. We have paid over R800 million in OUTbonuses to date.
- We'll pay reasonable towing costs to tow your vehicle to the nearest repairer.
- Have your vehicle repaired by one of our approved panel of repairers. All repairs are guaranteed for 12 months.
- Get up to R1 500 in medical costs per passenger in case of a car accident (Comprehensive and limited car insurance).
- You'll receive liability cover for up to R5 million.
- We cover your car If you give consent to someone other than the regular driver to drive it, as long as this person has a valid driver’s license.
- You'll have vehicle insurance cover in countries outside South Africa (Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland and Zimbabwe). Also have a look at our OUT-in-Africa product where you'll be covered in even more countries.
- We have negotiated special reduced rates on tracking devices with various service providers. The rates are only applicable to OUTsurance clients. So, when it comes to protecting your vehicle - we all benefit and you save.
Documents | Frequently Asked Questions
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Add that little something extra...
Why not add one or more of our great optional products to your car insurance cover?
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- Sound equipment
This optional product provides the perfect solution for covering all sound equipment, including factory-fitted and after-market fitments. This includes all components of the sound equipment, its speakers and amplifiers.
- Non-standard accessories
If you add accessories such as tow bars, boot spoilers, bull bars or leather seats that were not factory fitted - we will cover them under our optional cover.
- OUT-in-Africa
OUT-in-Africa is a great add-on, especially if you travel to countries outside South Africa such as Angola, Botswana, Kenya, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Tanzania, Uganda, Zambia and Zimbabwe. Click here for more information.
- Car hire
This option provides you with a rental car for up to 30 days if your vehicle has been stolen, hijacked, or damaged in an accident and is being repaired at the panel beater.
- Business use in other countries
This optional vehicle insurance cover extends business use to Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland and Zimbabwe. You can get additional cover for business trips to other African countries to include Kenya, Tanzania, Uganda and Zambia as well as all areas South of Lubumbashi in the DRC.
- Vehicle credit shortfall
This optional product covers the difference between the OUTsured value and the outstanding amount that you owe on your vehicle. The outstanding amount will be paid to the finance company following a claim where your vehicle is written off, stolen or hijacked and not recovered.
- Buddy@OUT
Together with Good Fellas, we have a great option to get you home safely after you enjoyed a few drinks and would rather be escorted home to ensure your safety and that of others. You'll have a personal driver at your disposal, which means that you can enjoy yourself responsibly. Click here for more information.
- Vehicle credit life
Vehicle credit life enables you to carry on paying for your vehicle if you die, become disabled, fall critically ill or are retrenched. Click here for more information.
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