Car insurance - you deserve the best!

Awesome car insurance products

Awesome products

At OUTsurance, we want to give you the most comprehensive, all-inclusive, car insurance package ever made!

We want to make sure you’re properly insured. Our comprehensive insurance will provide cover for all sorts of mishaps, like ill-timed bumper bashings; smash and grab incidents; theft and hijacking; hail damage (not all insurers cover this as standard); fire damage; and even if someone else damages your vehicle intentionally.

Don't settle for second best! Join an insurance company where you'll be properly covered, no matter what.

Great Car Insurance Benefits

Impressive benefits

At OUTsurance, we love thinking up ways to give you more than what you bargained for!

You'll automatically receive free Help@OUT emergency roadside assistance, 24 hours a day, 7 days a week. 

We'll also throw in insurance cover in countries outside South Africa, to include Zimbabwe, Botswana, Lesotho, Swaziiland, Malawi, Nambia, and Mozambique.   

As an OUTsurance client, you'll enjoy discounted rates at various service providers. This includes a special reduced rate on tracking devices!

Award-winning Service

OUTstanding service

We stand firm in our belief that if you're insured with OUTsurance, you should be treated like royalty!

Your claim will be processed fairly, efficiently and faster than you'd ever expect. We'll have your vehicle repaired by an approved service provider who will guarantee these repairs for a total of 12 months.

This probably explains why we've won numerous awards for fast and fair claims settlement, service excellence, and why we've been voted top short-term insurance brand in South Africa (five times already)!

Just a few minutes of your time could mean significant savings on your car insurance premium each and every month!

At OUTsurance, we ask you more questions to find more ways to save you money! 

Also, because we choose to deal with you directly, you'll never have to pay broker fees or commissions, ever! In addition, we offer fixed excesses, 12-month guaranteed premiums, a cash OUTbonus, and discounted rates at selected service providers.

Get an online quote now and start saving! 

Comprehensive car insurance  

Once you've tried our comprehensive car insurance product, you'll never look back! Your vehicle will be covered against accidental damage; damage caused by fire or any act of nature; theft; hijacking; intentional damage; and you'll also enjoy cover in cases where you can be held legally liable for causing damage or injury to someone else or to their property. We also offer limited and comprehensive motorcycle insurance for superbikes, tourers, off-road bikes, cruisers, scooters and quad bikes.

Limited car insurance

If comprehensive car insurance is not for you - we'd like to offer you limited car insurance cover. We'll make sure that you're covered in case of theft and hijacking; if your car gets damaged by fire; and also in cases where you can be held liable for damage or injury to someone else or to their property. Take note however, that this package does not provide cover in case of accidental damage to your vehicle.

Liability to other parties

OUTsurance also provides standalone cover in the form of our Liability to Other Parties insurance package. We'll provide you with insurance cover for instances where you can be held legally liable for causing damage or injury to someone else or to their property.

Essential insurance

If your vehicle is older than five years; not financed; and valued at less than R50 000, OUTsurance provides you with the perfect solution in the form of our Essential Insurance. Click here to find out more about this cheap car insurance option.


This vehicle insurance package is different to any other, in that your premium is based on your individual driving style. So, if you're a safe, conservative driver, this is very good news indeed. Click here to find out more.

Car insurance quote

Enjoy affordable motor insurance for your car today! What are you waiting for? Get a car insurance quote now and start saving!

Get a car insurance quote

Optional car insurance products

These optional products will complement your vehicle insurance package perfectly:

* click on title to read more
 Sound equipment

Add sound equipment cover to get all your factory-fitted or non-factory fitted sound equipment insured comprehensively.

 Non-standard accessories

This optional product takes care of any non-factory fitted vehicle accessories (e.g. bull bars, leather seats, tow bars, etc.). Make sure to add this optional cover to your vehicle insurance package.


Get cover in even more countries outside of South Africa by adding our optional OUT-in-Africa cover today. 

 Car hire

Our optional car hire product is definitely something you'd want to add to your standard car insurance package: you'll receive a rental vehicle for a maximum period of 30 days if your car had been damaged in an accident and needs to be sent to a panel beater. You'll also have access to a rental car if your car has been stolen or hijacked.

 Business use in other countries

Extend your vehicle insurance cover to include business use in countries such as Lesotho, Mozambique, Botswana, Malawi, Swaziland, Namibia and Zimbabwe. Also find out about additional insurance cover in countries such as Kenya and Zambia.

 Vehicle credit shortfall

Your vehicle credit shortfall insurance will cover the difference between the insured value of your car and the amount that you still owe on your vehicle. We'll make sure to pay the difference (i.e. outstanding amount) to the relevant finance company after a claim where your vehicle has been written off, stolen, or hijacked and not recovered.



This optional product provides you with a safe alternative to drinking and driving. One simple phone call will get you your own personal chaffeur, courtesy of Good Fellas. Find out more about this product.

 Vehicle credit life*

If you die, become disabled or critically ill, vehicle credit life will take care of the outstanding amount owed on your vehicle. Read more.

*Please note that this product will no longer be sold to clients after 1 July 2012. If you would like to out insurance to cover your outstanding debt, please refer to our Credit Protection cover option. Any existing vehicle credit life facility holders will not be affected by this change.

 Credit protection

In case you are retrenched, disabled, or if you pass away, we will pay the selected amount OUTsured. Read more about our Credit protection cover option.