Join the life insurance revolution

Imagine being rewarded for not claiming on your Life insurance!

Well at OUTsurance, we’ll give you all your life premiums back in cash, after 15 claim-free years. That’s a 100% OUTbonus for staying safe and healthy for 15 years. IF your insurer doesn’t have a revolutionary offer for you, give us a call and get a quote today!

Fully underwritten life insurance:

Our fully underwritten life insurance product provides you with comprehensive death, disability and critical illness cover, with a variety of options regarding inflationary increases to your cover and your premiums.

  • You can purchase up to R16 million in cover.
  • You may be required to go for medical and or blood tests (at no cost to yourself).
  • Premiums are guaranteed for 5 years and increase on average at only 6% per year.
  • If you've selected death cover, you'll receive 50% of the total insured amount (up to a maximum of R1 million) if you're diagnosed with a terminal illness with less than a year to live.
  • You can choose the 100% OUTbonus benefit which will give you all of your paid premiums back in cash after 15 claim free years. By not electing this product option you can reduce your monthly premiums on average by one third.

 

All of your paid life insurance premiums back in cash!

If you’re an OUTsurance life insurance client and you have elected the 100% OUTbonus option on your fully underwritten life insurance product you can look forward to receiving all of the life insurance premiums you paid in the first 15 years of the policy, back in cash, provided that you have not submitted any claims on that policy!

100% life insurance OUTbonus – frequently asked questions

What happens if I submit a claim during this initial 15-year period?

Although you will forfeit your OUTbonus cash payout, you can be sure that we’ll do whatever it takes to make sure your claim is settled as quickly and efficiently as possible.

Will my life insurance cover end once I receive my cash OUTbonus?

No. Your life insurance cover will continue as normal.

I’ve already got a life insurance policy with OUTsurance - can I assume that my policy will be updated automatically to include the new 15 year OUTbonus?

No. If you would like to move over to the 15 year OUTbonus structure that pays you all of your premiums back for being claim free, please give us a call or click here and we will gladly assist you.

Will I get my OUTbonus if my cover cancels?

No. If your cover is cancelled for any reason whatsoever (either by yourself or by us for example in the event of two consecutive months of non-payment of premiums), you will not be eligible to receive your 15-year OUTbonus.

Do I automatically qualify for the 100% Life OUTbonus?

The OUTbonus is optional for our Underwritten life product at a cost of on average one third of your premium.

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